Chattanooga Eviction Risk: Moderate

Pulling hardest the other way is rent-regulation exposure at 1/10. The severe-burden share is 27%, and it is the single best predictor in this model of a filing that actually reaches judgment. Running cool, state political climate reads 1.9/10.

The poverty rate is 22%, which in this model reads as reduced rent-recovery odds after a judgment. Well under the midpoint, supply constraint reads 2.4/10. It sits 1.0 points above the Hamilton County average of 3.9.

At $1,060 a month, rents run 16% under what the rest of Chattanooga commands. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Chattanooga. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 59th percentile of the 84,120 tracts scored. Social vulnerability reads 6.8/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the TN average is 3.9, so this tract runs 1.0 points hotter. Annual rent works out to 23% of average household income of $56,153.

37% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.