Highland Park Eviction Risk: Moderate , Chattanooga

Severe burden reaches 30%. Those are renters paying half their income or more, and that is where non-payment filings originate. Annualized rent equals 44% of average household income of $32,250, past the 30% affordability line, which thins the margin any screening standard has to work with.

The main counterweight is rent-regulation exposure at 1/10. The poverty rate is 34%, which in this model reads as reduced rent-recovery odds after a judgment. Sitting well above the midpoint, economic stress reads 8.5/10.

This is renter territory: 65% of occupied units are tenant-occupied. Well under the midpoint, state political climate reads 1.9/10. Disability prevalence runs 43.9% against 31.5% nationally.

Adults with no health insurance runs 21.7% against 11.3% nationally. Against the Hamilton County average of 3.9, this tract reads riskier for landlords by 1.0 points. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Chattanooga. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 59th percentile of the 84,120 tracts scored.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.