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Census Tract · Ranked #18,240 of 84,120 nationally

Chattanooga Eviction Risk: Moderate

Tract 47065003300 · Hamilton County, TN · pop 7,137 · 88% of tract blocks fall in Chattanooga

Census tract 47065003300 covers Chattanooga in Hamilton County, home to 7,137 residents. For landlords it grades 4.6/10, a moderate reading. It lands near the 25th percentile nationally for landlord eviction risk.

About 62% of renters carry a rent burden of 30% of income or higher, a severe level, and 27% are severely burdened at 50% or more. The typical renter pays about $1,060 a month while the average household earns $56,153 a year, roughly 23% of income at the averages. About 37% of occupied units are renter-occupied.

Risk score
5.5
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 23% Stable renters 14% Owners 63%
Tract context
Occupied units3,039
Renter share36.7%
SVI overall0.65
Poverty rate22.2%
Median income$56,153

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
74 th percentile
Rank, 74th percentileLowHigh
#15 of 54 tracts In Chattanooga
Elevated
Within county
83 th percentile
Rank, 83rd percentileLowHigh
#16 of 87 tracts In Hamilton County
High
Within state
86 th percentile
Rank, 86th percentileLowHigh
#237 of 1,701 tracts In Tennessee
High
National
78 th percentile
Rank, 78th percentileLowHigh
#18,240 of 84,120 tracts In U.S.
High
Geographic context

Risk heat across Chattanooga and the region

Centroid at 35.0313, -85.2247 · click any tract to drill in

Why Chattanooga scores 5.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Chattanooga
4.5
Regional political climate
2024 county presidential margin
4.5
State political climate
Tennessee legislature & governorship
1.9
Economic stress
22.2% poverty · this tract
5.6
Supply constraint
$1,060 rent vs county FMR
2.4
Rent control risk
Inherited from Chattanooga
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Chattanooga
3.5
Housing court bias
Inherited from Chattanooga
3.0

How Chattanooga compares

Risk score vs. parent city, county, state.
Chattanooga risk score vs. parent city / county / stateThis tract: 5.55.5This tracttract 003300Chattanooga: 2.52.5Chattanoogaparent cityCounty: 4.14.1Countyavg tract in countyState: 4.04.0Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 65

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Chattanooga

The score leans hardest on economic stress at 5.6/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chattanooga eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Hamilton County average of 4.3 and in line with the Tennessee statewide average of 4.3. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly Black and ranks around the 65th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 47065003300

Q1

What is the eviction-risk score for census tract 47065003300?

Census tract 47065003300 in Chattanooga scores 5.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 47065003300?

Median gross rent is $1,060/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 47065003300?

22.2% of residents in tract 47065003300 live below the federal poverty line (ACS B17001, 2023). Population: 7,137.
Q4

How socially vulnerable is tract 47065003300?

CDC Social Vulnerability Index ranks this tract in the 65th percentile nationally. Sub-themes: socioeconomic 67th, household 56th, minority 81th, housing 45th.
Q5

How does tract 47065003300 compare to Chattanooga overall?

Tract 47065003300 scores 5.5/10, higher than the parent city of Chattanooga at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chattanooga eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q6

Was tract 47065003300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Chattanooga

Top eight tracts in Chattanooga ranked by composite eviction-risk score.

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