Census Tract · Ranked #19,562 of 84,120 nationally

Chattanooga Eviction Risk: Moderate

Tract 47065010902 · Hamilton County, TN · pop 745 · 60% of tract blocks fall in Chattanooga

For landlords sizing up Chattanooga, census tract 47065010902 carries a moderate eviction-risk score of 4.1/10. It lands near the 13th percentile nationally for landlord eviction risk.

25% of renter households here spend at least 30% of income on rent, a moderate level, and 21% are severely burdened at 50% or more. Average gross rent is $1,073 monthly, set against $58,869 in average yearly household income, roughly 22% of income at the averages. About 36% of occupied units are renter-occupied.

Risk score

5.4

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 9% Stable renters 27% Owners 64%

Tract context

Occupied units339

Renter share36.0%

SVI overall0.59

Poverty rate28.9%

Median income$58,869

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Chattanooga and the region

Centroid at 35.0968, -85.3404 · click any tract to drill in

Why Chattanooga scores 5.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Chattanooga

4.5

Regional political climate

2024 county presidential margin

4.5

State political climate

Tennessee legislature & governorship

1.9

Economic stress

28.9% poverty · this tract

7.2

Supply constraint

$1,073 rent vs county FMR

2.5

Rent control risk

Inherited from Chattanooga

1.0

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Chattanooga

3.5

Housing court bias

Inherited from Chattanooga

3.0

How Chattanooga compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 59

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

62%Socioeconomic
35%Household composition
40%Racial/ethnic minority
67%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Chattanooga

The score leans hardest on economic stress at 7.2/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chattanooga eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Hamilton County average of 4.3 and in line with the Tennessee statewide average of 4.3. Within its own county it reads on the safer side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly White and ranks around the 59th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 47065010902

What is the eviction-risk score for census tract 47065010902?

Census tract 47065010902 in Chattanooga scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 47065010902?

Median gross rent is $1,073/month (ACS 5-year 2023, table B25064). 25% of renter households are cost-burdened.

What is the poverty rate in tract 47065010902?

28.9% of residents in tract 47065010902 live below the federal poverty line (ACS B17001, 2023). Population: 745.

How socially vulnerable is tract 47065010902?

CDC Social Vulnerability Index ranks this tract in the 59th percentile nationally. Sub-themes: socioeconomic 62th, household 35th, minority 40th, housing 67th.

How does tract 47065010902 compare to Chattanooga overall?

Tract 47065010902 scores 5.4/10, higher than the parent city of Chattanooga at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chattanooga eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 47065010902 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Chattanooga

Top eight tracts in Chattanooga ranked by composite eviction-risk score.