Census Tract · Ranked #9,878 of 84,120 nationally

Chattanooga Eviction Risk: Elevated

Tract 47065012200 · Hamilton County, TN · pop 1,965

Landlord eviction risk in census tract 47065012200 (Chattanooga, Tennessee) comes in at 4.9/10, the Moderate tier. That is riskier than roughly 34% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 50% of renter households, a severe level, and 21% are severely burdened at 50% or more. Average gross rent is $807 monthly, set against $37,625 in average yearly household income, roughly 26% of income at the averages. Renters make up 70% of occupied homes, a renter-majority tract.

Risk score

6.2

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 35% Stable renters 35% Owners 30%

Tract context

Occupied units751

Renter share70.2%

SVI overall0.96

Poverty rate34.1%

Median income$37,625

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Chattanooga and the region

Centroid at 35.0590, -85.2576 · click any tract to drill in

Why Chattanooga scores 6.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Chattanooga

4.5

Regional political climate

2024 county presidential margin

4.5

State political climate

Tennessee legislature & governorship

1.9

Economic stress

34.1% poverty · this tract

8.5

Supply constraint

$807 rent vs county FMR

1.0

Rent control risk

Inherited from Chattanooga

1.0

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Chattanooga

3.5

Housing court bias

Inherited from Chattanooga

3.0

How Chattanooga compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 96

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

98%Socioeconomic
92%Household composition
90%Racial/ethnic minority
71%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
80%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Chattanooga

What moves this score most is economic stress at 8.5/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chattanooga eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Hamilton County average of 4.3 and above the Tennessee statewide average of 4.3. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly Black and ranks around the 96th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 47065012200

What is the eviction-risk score for census tract 47065012200?

Census tract 47065012200 in Chattanooga scores 6.2/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 47065012200?

Median gross rent is $807/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.

What is the poverty rate in tract 47065012200?

34.1% of residents in tract 47065012200 live below the federal poverty line (ACS B17001, 2023). Population: 1,965.

How socially vulnerable is tract 47065012200?

CDC Social Vulnerability Index ranks this tract in the 96th percentile nationally. Sub-themes: socioeconomic 98th, household 92th, minority 90th, housing 71th.

How does tract 47065012200 compare to Chattanooga overall?

Tract 47065012200 scores 6.2/10, higher than the parent city of Chattanooga at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chattanooga eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 47065012200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Chattanooga

Top eight tracts in Chattanooga ranked by composite eviction-risk score.