Binghampton Eviction Risk: Moderate , Memphis

29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The main counterweight is rent-regulation exposure at 1.5/10.

Annualized rent equals 36% of average household income of $36,577, past the 30% affordability line, which thins the margin any screening standard has to work with. Well under the midpoint, state political climate reads 1.9/10. Disability prevalence runs 45.1% against 31.5% nationally.

The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment. Against the Shelby County average of 4.3, this tract reads riskier for landlords by 1.0 points. On the softer side, supply constraint reads 3/10.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Memphis. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 67% of the 84,120 US census tracts in this model.

CDC social-vulnerability scoring puts the tract at 8/10. Statewide the TN average is 3.9, so this tract runs 1.4 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

Average gross rent is $1,088, close to the Memphis average.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.