Berclair Eviction Risk: Lower , Memphis

Well under the midpoint, rent-regulation exposure reads 1.5/10. 40% of renter households cross the 30%-of-income line, lower than the Shelby County average of 48.3%. Running cool, state political climate reads 1.9/10.

It sits 1.3 points below the Shelby County average of 4.3. Severe burden reaches 12%. Those are renters paying half their income or more, and that is where non-payment filings originate. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #67,219 of 84,120 for landlord eviction difficulty. Social vulnerability reads 3.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

Rent consumes only 14% of average household income of $98,384, an unusually wide affordability cushion. Statewide the TN average is 3.9, so this tract runs 0.9 points cooler. Of its three components the household composition measure is the least pressured.

Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap. Average gross rent is $1,166, close to the Memphis average.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.