Neighborhood · Ranked #26,446 of 84,120 nationally
Whispering Oaks Eviction Risk: Moderate , Houston
Tract 48201431102 ·
Harris, TX · pop 4,309 · neighborhood within 1.4 mi
Census tract 48201431102 covers the Whispering Oaks neighborhood of Houston, home to 4,309 residents. For landlords it grades 5.4/10, a moderate reading. That is riskier than about 52% of US census tracts.
Rent eats 30% or more of income for 66% of renter households, a severe level, and 35% are severely burdened at 50% or more. Average gross rent is $1,623 monthly, set against $60,174 in average yearly household income, roughly 32% of income at the averages. Renters make up 80% of occupied homes, a renter-majority tract.
Risk score
4.9
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 53%Stable renters 27%Owners 20%
Tract context
Occupied units2,101
Renter share80.4%
SVI overall0.96
Poverty rate16.9%
Median income$60,174
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
100th percentile
#1 of 5 tracts In Whispering Oaks
Very High
Within parent city
58th percentile
#399 of 952 tracts In Houston
Elevated
Within county
60th percentile
#443 of 1,115 tracts In Harris
Elevated
Within state
72th percentile
#1,918 of 6,884 tracts In Texas
Elevated
Geographic context
Risk heat across Houston and the region
Centroid at 29.7415, -95.5283 · click any tract to drill in
Why Whispering Oaks scores 4.9
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Houston
5.5
Regional political climate
2024 county presidential margin
5.7
State political climate
Texas legislature & governorship
1.5
Economic stress
16.9% poverty · this tract
4.2
Supply constraint
$1,623 rent vs county FMR
5.6
Rent control risk
Inherited from Houston
1.0
Eviction process difficulty
State law sets the calendar
3.5
Tenant organizing strength
Inherited from Houston
3.5
Housing court bias
Inherited from Houston
2.5
How Whispering Oaks compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 96
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
86%Socioeconomic
88%Household composition
80%Racial/ethnic minority
98%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
557Total filings over 7 yrs
6.38%Avg annual filing rate
6.3%Peak (2010)
86Filings in 2015 (latest validated)
Filings by year2009 to 2015
Filings climbed 72% over the past 7 months.
Pandemic-era tracking (2020–2021)
1,121Total filings 2020-21
14.6Avg monthly (observed)
5.6Pre-pandemic baseline
2.59×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-05-01
Pandemic filings ran above baseline. Eviction Lab tracked Houston, TX as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Whispering Oaks. Closest by Eviction Risk Score.
The score leans hardest on supply constraint at 5.6/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Houston eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Harris County average of 5.2 and above the Texas statewide average of 4.9. Within its own county it reads on the riskier side for landlords.
The tract is White and Black and ranks around the 96th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
During 2020 and 2021, eviction filings here ran at about 2.59x the pre-COVID monthly baseline, above pre-pandemic levels.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 48201431102
Q1
What is the eviction-risk score for census tract 48201431102?
Census tract 48201431102 in the Whispering Oaks neighborhood scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 48201431102?
Median gross rent is $1,623/month (ACS 5-year 2023, table B25064). 66% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 48201431102?
16.9% of residents in tract 48201431102 live below the federal poverty line (ACS B17001, 2023). Population: 4,309.
Q4
How socially vulnerable is tract 48201431102?
CDC Social Vulnerability Index ranks this tract in the 96th percentile nationally. Sub-themes: socioeconomic 86th, household 88th, minority 80th, housing 98th.
Q5
Is tract 48201431102 considered part of Whispering Oaks?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 48201431102 fall within Whispering Oaks (neighborhood centroid within 1.4 miles, OSM data).
Q6
How many evictions are filed each year in tract 48201431102?
Princeton Eviction Lab recorded 557 eviction filings across 7 validated years in tract 48201431102 (2000-2018). The average annual filing rate is 6.38% of renter households, peaking at 6.3% in 2010. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 48201431102 drop during COVID?
Pandemic-era filings ran 2.59× the pre-COVID monthly baseline. Filings ran above pre-pandemic norms. Tracked by the Eviction Lab Eviction Tracking System (Houston eviction risk, TX), 2020-2021.
Q8
How does tract 48201431102 compare to Houston overall?
Tract 48201431102 scores 4.9/10, higher than the parent city of Houston at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Houston eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Houston
Top eight tracts in Houston ranked by composite eviction-risk score.