North By Northwest Eviction Risk: Moderate , Lubbock

Well under the midpoint, state political climate reads 1.5/10. Cost burden runs 56% here against 45.8% across Lubbock County. On the softer side, tenant-organizing strength reads 1.5/10.

The severe-burden share is 18%, and it is the single best predictor in this model of a filing that actually reaches judgment. The voucher gap is 24.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. At $1,484 a month, rents run 26% over what the rest of Lubbock commands.

The poverty rate is 26%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. It sits 1.0 points above the Lubbock County average of 3.6.

Adults with no health insurance runs 20.1% against 11.3% nationally. That is riskier than roughly 53% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 4.7/10, which tracks how hard a shock lands on the households already here.

Of its three components the household composition measure is the least pressured. Annual rent works out to 29% of average household income of $61,378.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.