South Overton Eviction Risk: Moderate , Lubbock

The clearest offset is rent-regulation exposure at 1/10. This is renter territory: 78% of occupied units are tenant-occupied. Annualized rent equals 35% of average household income of $34,119, past the 30% affordability line, which thins the margin any screening standard has to work with.

The poverty rate is 32%, which in this model reads as reduced rent-recovery odds after a judgment. On the softer side, state political climate reads 1.5/10. Running cool, tenant-organizing strength reads 1.5/10.

Adults with no health insurance runs 23.9% against 11.3% nationally. 52% of renter households cross the 30%-of-income line, higher than the Lubbock County average of 45.8%. Against the Lubbock County average of 3.6, this tract reads riskier for landlords by 1.0 points.

At $1,004 a month, rents run 15% under what the rest of Lubbock commands. On the national scale it lands near the 53rd percentile of the 84,120 tracts scored.

Social vulnerability reads 5.4/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the household composition measure is the least pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.