Oshkosh Eviction Risk: Moderate

The dominant input is tenant-organizing strength at 8.8/10. Well under the midpoint, eviction-process difficulty reads 2.7/10.

The filing record is not thin: 110 evictions over 12 years of observation. Running cool, state political climate reads 2.9/10. Average gross rent is $835, 11% below the Oshkosh average.

Filings peaked in 2011 at 3.0% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 2.6% of renter households face a filing. On the national scale it lands near the 46th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 1.2/10, which tracks how hard a shock lands on the households already here.

Rent consumes only 13% of average household income of $79,618, an unusually wide affordability cushion. Of its three components the household composition measure is the least pressured. It tracks the Winnebago County average of 4.0 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.