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Oakland, Tennessee eviction risk overview
City brief · 9,979 residents

Oakland, TN Eviction Risk: VERY LOW

Fayette County · Population 9,979

In 2026
Risk score
2
VERY LOW

31th percentile, Tennessee.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.0 Average2.7 Now2
3.4 2.0 1976 · score 3.3 1977 · score 3.3 1978 · score 3.3 1979 · score 3.3 1980 · score 3.3 1981 · score 3.4 1982 · score 3.4 1983 · score 3.3 1984 · score 3.1 1985 · score 3.0 1986 · score 2.9 1987 · score 2.8 1988 · score 2.7 1989 · score 2.2 1990 · score 2.2 1991 · score 2.2 1992 · score 2.8 1993 · score 2.8 1994 · score 2.8 1995 · score 2.8 1996 · score 2.8 1997 · score 2.8 1998 · score 2.8 1999 · score 2.8 2000 · score 2.7 2001 · score 2.7 2002 · score 2.7 2003 · score 2.7 2004 · score 2.6 2005 · score 2.6 2006 · score 2.5 2007 · score 2.4 2008 · score 2.5 2009 · score 2.6 2010 · score 2.7 2011 · score 2.6 2012 · score 2.5 2013 · score 2.4 2014 · score 2.3 2015 · score 2.3 2016 · score 2.2 2017 · score 2.0 2018 · score 2.0 2019 · score 2.0 2020 · score 2.9 2021 · score 3.0 2022 · score 2.2 2023 · score 2.2 2024 · score 2.1 2025 · score 2.1 2026 · score 2.0

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 3.8 Regional 3.8 State 1.9 Economic 4.2 Supply 6.1 Rent Control 7.4 Eviction 1.4 Tenant 3.2 Housing 5.5 2 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +42.4% (2024)
    3.8
  2. Regional political climate
    County-weighted neighbor mix
    3.8
  3. State political climate
    Tennessee legislature & governorship
    1.9
  4. Economic stress
    6.2% poverty · 2.9% unemp.
    4.2
  5. Supply constraint
    $1,992 average · 13.0% renters
    6.1
  6. Rent Control risk
    29.9% of income on rent
    7.4
  7. Eviction process difficulty
    35 days filing → judgment
    1.4
  8. Tenant organizing strength
    13.0% renters
    3.2
  9. Housing court bias
    County bench composition
    5.5
Geographic context

Risk heat across Oakland and the region

Click any city to see its score

How Oakland compares

Risk score vs. peers, county, state, and the U.S.
Rank in Fayette County
Very Low
#7 of 8 cities
Rank in county, 14th percentileLowHigh
#7 of 8 cities in Fayette County for landlord eviction risk.
Rank in Tennessee
Low
#387 of 501 cities
Rank in state, 23rd percentileLowHigh
#387 of 501 cities in Tennessee for landlord eviction risk.
vs. county · state · U.S.
Oakland risk score vs. county / state / U.S.Oakland: 2.02.0OaklandThis cityCounty: 2.12.1Countyavg in countyState: 2.42.4Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-1.3 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 35d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,992/mo. A contested eviction takes 35 days and costs $1,084–$2,729 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 13.0%
    Renters
    The renters

    Who you'll be renting to.

    Out of 9,979 residents, 13.0% rent. 30% are spending 30%+ income on rent, 6.2% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.8
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 3.8 and 3.8 (GOP margin +42.4% (2024)). State climate at 1.9, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.9
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.9/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.4, housing court bias 5.5, rent-control risk 7.4. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.6 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.2
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.2. Supply constraint: 6.1. The numbers behind those: 6.2% poverty, 2.9% unemployment, 30% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Oakland sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Jackson, TN · 31d · ~$2.2k all-in ($71/day) · score 2.8 Jackson Bartlett, TN · 33d · ~$2.0k all-in ($61/day) · score 2.3 Bartlett Collierville, TN · 32d · ~$1.9k all-in ($60/day) · score 2.2 Collierville Nashville, TN · 37d · ~$2.1k all-in ($57/day) · score 2.5 Nashville Knoxville, TN · 35d · ~$2.0k all-in ($57/day) · score 2.3 Knoxville Chattanooga, TN · 31d · ~$2.1k all-in ($67/day) · score 2.5 Chattanooga Clarksville, TN · 35d · ~$2.1k all-in ($59/day) · score 2.4 Clarksville Murfreesboro, TN · 35d · ~$2.2k all-in ($63/day) · score 2.4 Murfreesboro Franklin, TN · 35d · ~$2.1k all-in ($61/day) · score 1.9 Franklin Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Oakland
Oakland · 35d · ~$1.9k all-in ($54/day) · score 2 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Oakland, TN

Landlording in Oakland, Tennessee, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Oakland is a city of 9,979 residents where 13.0% of occupied units are renter-occupied, and the typical renter spends 29.9% of income on rent. At an average rent of $1,992/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Oakland eviction process actually works

Eviction process difficulty here reads 1.4/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Oakland closes 35 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Oakland's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.5/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Oakland runs $1,084 to $2,729 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 35 days of typical timeline and $1,992/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 3.2/10 in Oakland, and the city carries meaningful rent control exposure (7.4/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Tennessee, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Oakland: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Tennessee's statutory language. Fix those four, and most cases settle or default. Skip them, and a $2,729 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Oakland

Trap · 7.4/10
The 3.9/10 score weighs nine sub-factors including political climate, court bias, supply constraint, and tenant organizing strength. Oakland's rent-control-risk sub-score is 7.4/10, driven by demographic and political pressure for tenant relief.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Oakland without a reason?

Tennessee law does not require "just cause" for eviction, meaning you can terminate a month-to-month lease with proper notice (usually 30 days) without needing to provide a specific reason. However, you cannot evict for discriminatory reasons or in retaliation for a tenant exercising their legal rights.

Q2

What's the best way to handle a tenant who won't leave after the lease ends?

If a tenant stays past their lease end date without your permission, they become a "holdover tenant." You must still follow the legal eviction process, starting with a notice to vacate. Do not change locks or remove their belongings. File an Unlawful Detainer action as soon as they overstay.

Q3

How much notice do I need to give for a rent increase in Oakland?

Tennessee law doesn't specify a notice period for rent increases, but it's generally good practice to give at least 30 days' notice, especially for month-to-month leases. Always check your lease agreement; it might specify a longer notice period.

Q4

What if my tenant claims I didn't maintain the property? Can they withhold rent?

No, tenants in Tennessee generally cannot withhold rent for maintenance issues. They must give you written notice of the repair needed, and if you don't fix it within a reasonable time (often 14 days), they can sue you or break the lease. But they must continue to pay rent while waiting for repairs. This is a common tactic tenants try, so be aware of your obligations under Tennessee tenant protections.

06Score

What this score means for landlords2

A 2/10 places Oakland in the 31st percentile of Tennessee cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.