South Memphis Eviction Risk: Moderate

Disability prevalence runs 54.3% against 31.5% nationally. Pulling hardest the other way is rent-regulation exposure at 1.5/10.

Annualized rent equals 35% of average household income of $35,281, past the 30% affordability line, which thins the margin any screening standard has to work with. The severe-burden share is 23%, and it is the single best predictor in this model of a filing that actually reaches judgment. On the softer side, state political climate reads 1.9/10.

The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running cool, supply constraint reads 2.7/10.

It sits 0.8 points above the Shelby County average of 4.3. At $1,041 a month, rents run 12% under what the rest of Memphis commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 63rd percentile of the 84,120 tracts scored.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.