Murphy Eviction Risk: Lower

Against Collin County at 44.7%, 91% of renters here are cost-burdened. The voucher gap is 42.1%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

The dominant input is rent-regulation exposure at 9.6/10. On the high side, supply constraint reads 9.2/10.

Running cool, eviction-process difficulty reads 1.4/10. It sits 0.6 points below the Collin County average of 3.6. That is riskier than roughly 20% of the 84,120 US census tracts in this model.

At 11% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 4.1/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the TX average is 3.9, so this tract runs 0.9 points cooler.

Of its three components the housing type and transport measure is the least pressured. Poverty sits at 6%, low enough that arrears here usually signal a specific shock rather than a structural income gap. Average gross rent is $2,678, close to the Murphy average.

Annual rent works out to 21% of average household income of $153,054.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.