Collin County, Texas Eviction Risk: Very Low

Collin County carries a county-wide average eviction-risk score of 2.2/10 (Low), which looks reassuring on its face, but that number aggregates 22 cities spread across a wide suburban and exurban landscape. The score range inside the county runs from 2.1 at the low end to 3.8 at the high end, a 1.7-point spread that meaningfully changes the operating picture depending on exactly where a rental property sits. Texas eviction laws as a whole is relatively landlord-friendly by statute, yet Collin County lands at rank 35 of 254 counties statewide, meaning 34 Texas counties carry higher risk and 219 are less risky, placing this county in the higher-risk third of the state despite its suburban reputation.

Average rent across the county comes in at $1,989 per month, with an average rent burden of 30.2% of household income. A renter share of 32.1% and a poverty rate of 5.6% keep default risk contained compared to denser urban cores, but the intra-county variation means investors should evaluate individual cities rather than relying on the county average.

The cities inside Collin County

The lowest-risk cities in the county are its largest. Plano, with a population of 290,594, scores 2.1/10, and Frisco, at 219,304 residents, also scores 2.1/10. McKinney, the county's third-largest city at 210,600 people, comes in at 2.2/10. These three cities account for the bulk of the county's rental housing stock and collectively anchor the low end of the risk range.

The higher-risk end of the spectrum is concentrated in smaller and faster-growing communities. Prosper scores 3.8/10, the county's peak, with a population of 37,869. Princeton sits at 3.5/10, alongside Fairview, Farmersville, and Westminster, each also at 3.5/10. Allen, a mid-sized city of 110,265, scores 3.3/10, as do Wylie and Celina. The pattern here is that rapid growth corridors in the northern and eastern portions of the county tend to carry elevated risk scores, while the established core suburbs run cleaner. Risk is hyper-local, and a single ZIP-code difference can shift a portfolio's exposure by more than a full point on the scale.

State-level laws that apply here

Every landlord in Collin County operates under Texas eviction laws state law, specifically Tex. Prop. Code § 91 and § 92 (Residential Tenancies). The notice period for non-payment of rent is 3 days regardless of whether the tenant is a first-time or habitual delinquent, and the same 3-day notice applies to non-rent lease violations and end-of-lease holdovers. Unauthorized occupants and squatters can be addressed with a 0-day notice under Tex. Prop. Code § 24.011 as added by SB-38. Understanding the full Texas eviction laws eviction process matters here because timelines add up fast: an uncontested case typically resolves in 21 to 30 days, while a contested case can run 45 to 90 days.

On costs, reviewing Texas eviction costs is equally important for underwriting. Court filing fees range from $54 to $125, sheriff lockout fees from $50 to $175, and attorney fees typically run $500 to $3,500, bringing a contested action's total exposure to several thousand dollars before lost rent is counted. Texas state law does not require just cause for non-renewal, and a statewide preemption statute (TX Local Gov Code § 214.902) bars local rent-control ordinances, so no city in Collin County can impose rent caps or additional eviction restrictions beyond the state floor.

With a county poverty rate of 5.6% and a renter share of 32.1%, Collin County's macro fundamentals are among the steadiest in Texas, but the city grid above shows how much that steadiness varies block by block, from the low-2.1 scores in Plano and Frisco to the 3.8 peak in Prosper.