7 census tracts · pop 29,886 · pop-weighted Eviction Risk Score 3.6/10
· range 3–4.7
Whispering Hills is a 7-tract neighborhood of Garland, TX and houses 29,886 people. It carries an Eviction Risk Score of 3.6/10, in the Lower tier. Against a Garland baseline of 33.7%, 54% of renters here cross the 30%-of-income line.
33% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Scores across the 7 constituent tracts range from 3 to 4.7. A 1.7-point internal spread means block-level underwriting beats area-level here. The main counterweight is eviction-process difficulty, at 2.6/10.
Running cool is rent-regulation exposure, at 2.7/10. Court records carry 6,411 eviction filings across its 5 observed tracts. The worst year on record was 2014, when filings touched 28.8% of renter households.
The most recent observed rate, 9.7% in 2017, is well off that peak. Average gross rent is $1,542, 6% below the Garland average of $1,641.
Social vulnerability runs high at 7.9/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Annual rent works out to 25% of average household income of $75,486. 37% of occupied units are renter-occupied.
Underwrite the address, not the area: with 1.7 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.
Risk score
3.6
Lower
7 tracts · population-weighted
Whispering Hills vs GarlandHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority81%ile
Hispanic + non-white share of population
Housing & transport45%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab
Court-record eviction history in Whispering Hills
Aggregated across 5 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.
Historic baseline (2000–2018)
6,411Total filings (sum)
10.64%Avg annual filing rate
28.8%Peak year (2014)
9.91%Latest filed (2017)
Pandemic-era tracking (2020–2021)
1,179Total filings 2020-21
2.5Avg monthly observed
3.2Pre-pandemic baseline
0.76×Ratio to baseline
Pandemic filings ran below baseline. Tracked under Eviction Lab Eviction Tracking System (Dallas, TX).
Frequently asked
About Whispering Hills
Q1
What is the eviction-risk score for Whispering Hills?
Whispering Hills scores 3.6/10 (Lower tier) across 7 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Whispering Hills compare to Garland overall?
Whispering Hills scores 0.3 points higher than Garland overall (3.3/10). Renters spend 54% of income on rent vs 34% citywide. Average rent: $1,542 vs $1,641.
Q3
What is the average rent in Whispering Hills?
Average gross rent in Whispering Hills is $1,542/month (pop-weighted across 7 census tracts, ACS 5-year 2023). 54% of renter households are cost-burdened.
Q4
What percentage of Whispering Hills residents are renters?
37% of Whispering Hills households are renter-occupied (vs 38% in Garland). The neighborhood has 29,886 residents.
Q5
Is Whispering Hills a high social-vulnerability area?
Whispering Hills sits in the 77th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in Whispering Hills have the highest eviction risk?
The highest-risk constituent tract in Whispering Hills is census tract 48113019044 (score 4.7/10). Across the 7 tracts in this neighborhood the score ranges from 3 to 4.7, a spread of 1.7 points.
Q7
How safe is Whispering Hills for landlords?
Whispering Hills carries a lower-tier eviction-risk profile for landlords (3.6/10). Pop-weighted across 7 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Garland as a whole (3.3/10), this neighborhood is higher-risk.
Q8
What is the demographic breakdown of Whispering Hills?
Whispering Hills has 30,121 residents. Top groups: Hispanic / Latino (40%), White (non-Hispanic) (24.8%), Asian (non-Hispanic) (18.1%). Source: ACS 5-year 2023, table B03002.
