Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #82,639 of 84,120 nationally
Monterra Eviction Risk: Lower , Fate
Tract 48397040407 · Rockwall, TX · pop 3,859 · neighborhood within 0.1 mi
Tract 48397040407, home to 3,859 residents in the Monterra neighborhood of Fate, scores 4.8/10 for landlord eviction risk. It lands near the 30th percentile nationally for landlord eviction risk.
About 100% of renters carry a rent burden of 30% of income or higher, a severe level, and 0% are severely burdened at 50% or more. Average household income is about $194,375 a year. Renters make up 1% of occupied homes.
Risk score
1.1
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 1%
Stable renters 0%
Owners 99%
Tract context
Occupied units1,048
Renter share1.0%
SVI overall0.02
Poverty rate4.0%
Median income$194,375
Percentile rank
Higher percentile = riskier than more peers.Within parent city
0
th percentile
Very Low
Within county
18
th percentile
Very Low
Within state
3
th percentile
Very Low
Geographic context
Risk heat across Fate and the region
Centroid at 32.9513, -96.4042 · click any tract to drill in
Why Monterra scores 1.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Fate
3.8
Regional political climate
2024 county presidential margin
3.1
State political climate
Texas legislature & governorship
1.5
Economic stress
4.0% poverty · this tract
1.0
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from Fate
6.7
Eviction process difficulty
State law sets the calendar
1.3
Tenant organizing strength
Inherited from Fate
3.1
Housing court bias
Inherited from Fate
4.7
How Monterra compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 2
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 9%Socioeconomic
- 4%Household composition
- 67%Racial/ethnic minority
- 2%Housing & transportation
Analysis
What drives eviction risk in Monterra
The score leans hardest on rent-control risk at 6.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Fate, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Rockwall County average of 4.4 and in line with the Texas statewide average of 4.9. Within its own county it reads on the riskier side for landlords.
The tract is White and Hispanic or Latino and ranks around the 2nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 48397040407
Q1
What is the eviction-risk score for census tract 48397040407?
Census tract 48397040407 in the Monterra neighborhood scores 1.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the poverty rate in tract 48397040407?
4.0% of residents in tract 48397040407 live below the federal poverty line (ACS B17001, 2023). Population: 3,859.
Q3
How socially vulnerable is tract 48397040407?
CDC Social Vulnerability Index ranks this tract in the 2th percentile nationally. Sub-themes: socioeconomic 9th, household 4th, minority 67th, housing 2th.
Q4
Is tract 48397040407 considered part of Monterra?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 48397040407 fall within Monterra (neighborhood centroid within 0.1 miles, OSM data).
Q5
How does tract 48397040407 compare to Fate overall?
Tract 48397040407 scores 1.1/10, lower than the parent city of Fate at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Fate; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Fate
Top eight tracts in Fate ranked by composite eviction-risk score.
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