Neighborhood · Ranked #67,219 of 84,120 nationally
Monterra Eviction Risk: Lower , Fate
Tract 48397040407 ·
Rockwall, TX · pop 3,859 · neighborhood within 0.1 mi
48397040407 is a census tract in the Monterra area of Fate, TX. It scores 3/10 for landlords. Population here is 3,859. Against Rockwall County at 47.3%, 100% of renters here are cost-burdened.
Risk score
3
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 1%Stable renters 0%Owners 99%
Tract context
Occupied units1,048
Renter share1.0%
SVI overall0.02
Poverty rate4.0%
Median income$194,375
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Monterra
Moderate
Within parent city
0th percentile
#5 of 5 tracts In Fate
Very Low
Within county
14th percentile
#25 of 29 tracts In Rockwall
Very Low
Within state
35th percentile
#4,505 of 6,884 tracts In Texas
Low
Geographic context
Risk heat across Fate and the region
Centroid at 32.9513, -96.4042 · click any tract to drill in
Why Monterra scores 3
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Fate
3.8
Regional political climate
2024 county presidential margin
3.1
State political climate
Texas legislature & governorship
1.5
Economic stress
4.0% poverty · this tract
1.0
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from Fate
6.7
Eviction process difficulty
State law sets the calendar
1.3
Tenant organizing strength
Inherited from Fate
3.1
Housing court bias
Inherited from Fate
4.7
How Monterra compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 2
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
9%Socioeconomic
4%Household composition
67%Racial/ethnic minority
2%Housing & transportation
Analysis
What drives eviction risk in Monterra
The clearest offset is economic stress at 1/10. Running cool, eviction-process difficulty reads 1.3/10.
Well under the midpoint, state political climate reads 1.5/10. Nationally it ranks #67,219 of 84,120 for landlord eviction difficulty.
At 1% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 1.2/10 on the CDC index, a measure of exposure to housing and economic shocks.
Statewide the TX average is 3.9, so this tract runs 0.9 points cooler. Of its three components the housing type and transport measure is the least pressured.
Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap. It tracks the Rockwall County average of 3.5 closely.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 48397040407
Q1
What is the eviction-risk score for census tract 48397040407?
Census tract 48397040407 in the Monterra neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the poverty rate in tract 48397040407?
4.0% of residents in tract 48397040407 live below the federal poverty line (ACS B17001, 2023). Population: 3,859.
Q3
How socially vulnerable is tract 48397040407?
CDC Social Vulnerability Index ranks this tract in the 2th percentile nationally. Sub-themes: socioeconomic 9th, household 4th, minority 67th, housing 2th.
Q4
Is tract 48397040407 considered part of Monterra?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 48397040407 fall within Monterra (neighborhood centroid within 0.1 miles, OSM data).
Q5
How does tract 48397040407 compare to Fate overall?
Tract 48397040407 scores 3/10, lower than the parent city of Fate at 3.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Fate; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Fate
Top eight tracts in Fate ranked by composite eviction-risk score.