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Neighborhood · Ranked #67,219 of 84,120 nationally

Monterra Eviction Risk: Lower , Fate

Tract 48397040407 · Rockwall, TX · pop 3,859 · neighborhood within 0.1 mi

48397040407 is a census tract in the Monterra area of Fate, TX. It scores 3/10 for landlords. Population here is 3,859. Against Rockwall County at 47.3%, 100% of renters here are cost-burdened.

Risk score
3
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 1% Stable renters 0% Owners 99%
Tract context
Occupied units1,048
Renter share1.0%
SVI overall0.02
Poverty rate4.0%
Median income$194,375

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Monterra
Moderate
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#5 of 5 tracts In Fate
Very Low
Within county
14 th percentile
Rank, 14th percentileLowHigh
#25 of 29 tracts In Rockwall
Very Low
Within state
35 th percentile
Rank, 35th percentileLowHigh
#4,505 of 6,884 tracts In Texas
Low
Geographic context

Risk heat across Fate and the region

Centroid at 32.9513, -96.4042 · click any tract to drill in

Why Monterra scores 3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Fate
3.8
Regional political climate
2024 county presidential margin
3.1
State political climate
Texas legislature & governorship
1.5
Economic stress
4.0% poverty · this tract
1.0
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from Fate
6.7
Eviction process difficulty
State law sets the calendar
1.3
Tenant organizing strength
Inherited from Fate
3.1
Housing court bias
Inherited from Fate
4.7

How Monterra compares

Risk score vs. parent city, county, state.
Monterra risk score vs. parent city / county / state3.0This tracttract 0404073.4Fateparent city3.5Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 2

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Analysis

What drives eviction risk in Monterra

The clearest offset is economic stress at 1/10. Running cool, eviction-process difficulty reads 1.3/10.

Well under the midpoint, state political climate reads 1.5/10. Nationally it ranks #67,219 of 84,120 for landlord eviction difficulty.

At 1% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 1.2/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the TX average is 3.9, so this tract runs 0.9 points cooler. Of its three components the housing type and transport measure is the least pressured.

Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap. It tracks the Rockwall County average of 3.5 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 48397040407

Q1

What is the eviction-risk score for census tract 48397040407?

Census tract 48397040407 in the Monterra neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the poverty rate in tract 48397040407?

4.0% of residents in tract 48397040407 live below the federal poverty line (ACS B17001, 2023). Population: 3,859.
Q3

How socially vulnerable is tract 48397040407?

CDC Social Vulnerability Index ranks this tract in the 2th percentile nationally. Sub-themes: socioeconomic 9th, household 4th, minority 67th, housing 2th.
Q4

Is tract 48397040407 considered part of Monterra?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 48397040407 fall within Monterra (neighborhood centroid within 0.1 miles, OSM data).
Q5

How does tract 48397040407 compare to Fate overall?

Tract 48397040407 scores 3/10, lower than the parent city of Fate at 3.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Fate; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Fate

Top eight tracts in Fate ranked by composite eviction-risk score.

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