Lochhaven Eviction Risk: Moderate

This is a renter market: 80% of occupied units are tenant-occupied. Severe burden reaches 26%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Annualized rent equals 36% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. The main counterweight is rent-regulation exposure, at 2/10. Well under the midpoint is supply constraint, at 2.6/10.

The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Court records for this tract carry 599 eviction filings. 14.8% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

SNAP participation is 25.2% of households versus 15.2% nationally. The worst year on record was 2011, when filings touched 41.4% of renter households.

The most recent observed rate, 22.2% in 2016, is well off that peak. Among the 55 mapped neighborhoods of Norfolk, it ranks #11 by risk, the upper third.

The closest comparables inside the same city are Park Place and Ballentine Place.

One tract means one number: 5/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.