Lochhaven Eviction Risk: Moderate , Norfolk

This is renter territory: 80% of occupied units are tenant-occupied. Set annual rent against average income of $42,422 and the ratio lands at 36%, above the conventional 30% ceiling. Pulling hardest the other way is rent-regulation exposure at 2/10.

On the softer side, supply constraint reads 2.6/10. SNAP participation runs 25.2% against 15.2% nationally.

The poverty rate is 20%, which in this model reads as reduced rent-recovery odds after a judgment. Food insecurity runs 27.5% against 17.8% nationally.

On the high side, regional political climate reads 7.3/10. Against the Norfolk City average of 4.1, this tract reads riskier for landlords by 0.9 points. Princeton's Eviction Lab logged 599 filings here across 2 tracked years.

The worst year on record was 2011, when 41.4% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.