Automotive Historic District Eviction Risk: Moderate , Birmingham

Pulling hardest the other way is rent-regulation exposure at 1/10. The poverty rate is 35%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Average gross rent is $1,466, 32% above the Birmingham average.

Annualized rent equals 36% of average household income of $49,269, past the 30% affordability line, which thins the margin any screening standard has to work with. Sitting well above the midpoint, economic stress reads 8.7/10.

Severe burden reaches 22%. Those are renters paying half their income or more, and that is where non-payment filings originate. On the softer side, state political climate reads 1.8/10. It sits 1.1 points above the Jefferson County average of 4.3.

The voucher gap is 15.7%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. Social vulnerability reads 6.7/10 on the CDC index, a measure of exposure to housing and economic shocks.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.