Cahaba Oaks Eviction Risk: Lower

Pulling the other way is economic stress, at 1.9/10. Severe burden reaches 17%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Well under the midpoint is eviction-process difficulty, at 2.3/10. The voucher gap is 15.6%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears.

Rent consumes at least 30% of income for 34% of renter households. SNAP participation is 6.1% of households versus 15.2% nationally. Among the 20 mapped neighborhoods of Birmingham, it ranks #20 by risk, the lower third.

Rent takes 17% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 7%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Its 2 tracts score within 0.3 points of one another, so the area figure travels well to individual addresses. 53% of occupied units are renter-occupied.

With little internal variation, 3.1/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.