Cahaba Oaks Eviction Risk: Lower , Birmingham

The clearest offset is rent-regulation exposure at 1/10. roughly one in three of renter households cross the 30%-of-income line, markedly below the Jefferson County average of 46.3%. Average gross rent is $1,473, 33% above the Birmingham average.

Severe burden reaches 22%. Those are renters paying half their income or more, and that is where non-payment filings originate. On the softer side, state political climate reads 1.8/10.

On the high side, court filing pressure reads 7.5/10. Against the Jefferson County average of 4.3, this tract reads safer for landlords by 1.0 points.

The voucher gap is 16.3%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. That is riskier than roughly 27% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 1.2/10, which tracks how hard a shock lands on the households already here. Rent consumes only 17% of average household income of $103,575, an unusually wide affordability cushion. Of its three components the household composition measure is the least pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.