French Court Eviction Risk: High

37% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. This is a renter market: 95% of occupied units are tenant-occupied.

CDC survey data puts housing insecurity at 35.2% of adults, against 14.2% nationally. The clearest offset is supply constraint, at 1/10.

Set annual rent against average household income of $59,171 and the ratio lands at 34%, above the conventional 30% ceiling. Running hot is rent-regulation exposure at 8/10.

18.0% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. On the high side is eviction-process difficulty at 8/10.

Average gross rent is $1,679, 19% below the Santa Ana average of $2,082. The poverty rate is 20%, which shows up in this model as reduced rent-recovery odds after a judgment. Among the 18 mapped neighborhoods of Santa Ana, it ranks #5 by risk, the upper third.

Social vulnerability runs high at 9.9/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Its 2 tracts score within 0.2 points of one another, so the area figure travels well to individual addresses.

With little internal variation, 9.8/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.