Sierra Oaks Eviction Risk: High

32% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The strongest single driver of the headline number is tenant-organizing strength at 9.4/10.

81% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. Set annual rent against average household income of $58,450 and the ratio lands at 34%, above the conventional 30% ceiling.

The poverty rate is 32%, which shows up in this model as reduced rent-recovery odds after a judgment. Sitting well above the midpoint is rent-regulation exposure at 8.5/10.

Running hot is housing-court posture at 8.1/10. CDC survey data puts housing insecurity at 22.4% of adults, against 14.2% nationally. Food insecurity affects 27.1% of adults, 9.3 points above the national rate.

That places it #1 of 6 neighborhoods in Arden-Arcade. For a like-for-like read, La Villita and River Park score within a fraction of it.

Social vulnerability runs high at 9.3/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Average gross rent runs $1,664, close to the Arden-Arcade average.

Because the boundary contains one tract, 9/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.