3Roots Eviction Risk: Elevated

On the high side is rent-regulation exposure at 8/10. Sitting well above the midpoint is eviction-process difficulty at 8/10. Cost burden runs 39% against 32.4% citywide, putting 3Roots 6.2% over its own city.

Severe burden reaches 14%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. At $2,674 a month, rents sit 16% over what the rest of San Diego commands. 4.1% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

5.3% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Among the 89 mapped neighborhoods of San Diego, it ranks #65 by risk, the lower third. The closest comparables inside the same city are Seventh College at the Village and La Playa.

Poverty sits at 7%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Its 3 tracts score within 0.7 points of one another, so the area figure travels well to individual addresses.

Annual rent works out to 23% of average household income of $138,676.

With little internal variation, 7.5/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.