National City Eviction Risk: High

Set annual rent against average income of $57,303 and the ratio lands at 33%, above the conventional 30% ceiling. 71% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. The severe-burden share is 21%, and it is the single best predictor in this model of a filing that actually reaches judgment.

43% of renter households cross the 30%-of-income line, lower than the San Diego County average of 52.5%. Running cool, court filing pressure reads 2.7/10.

Housing insecurity runs 23.8% against 14.2% nationally. Adults with no health insurance runs 19.6% against 11.3% nationally. Well under the midpoint, economic stress reads 3.1/10.

It sits 0.7 points above the San Diego County average of 7.6. Nationally it ranks #6,330 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 9.3/10 on the CDC index, a measure of exposure to housing and economic shocks.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.