Valencia Park Eviction Risk: High , San Diego

73% of renter households cross the 30%-of-income line, far above the San Diego County average of 52.5%. The main counterweight is supply constraint at 1/10. Against the San Diego County average of 7.6, this tract reads riskier for landlords by 2.3 points.

Average gross rent is $1,551, 33% below the San Diego average. Annualized rent equals 33% of average household income of $56,842, past the 30% affordability line, which thins the margin any screening standard has to work with. 67% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Running hot, rent-regulation exposure reads 8/10. The poverty rate is 27%, which in this model reads as reduced rent-recovery odds after a judgment.

On the high side, eviction-process difficulty reads 8/10. Adults with no health insurance runs 20.0% against 11.3% nationally. Inability to pay a utility bill runs 16.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.