St. Mary's Park Eviction Risk: High , San Francisco

21% of renter households cross the 30%-of-income line, well below the San Francisco County average of 37.3%. Running hot, eviction-process difficulty reads 10/10. On the high side, tenant-organizing strength reads 10/10.

Food insecurity runs 9.5% against 17.8% nationally. 8% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

SNAP participation runs 7.4% against 15.2% nationally. At $2,750 a month, rents run 11% over what the rest of San Francisco commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 95% of the 84,120 US census tracts in this model. Social vulnerability reads 5.7/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 18% of average household income of $183,902, an unusually wide affordability cushion.

Statewide the CA average is 7.5, so this tract runs 1.5 points hotter. Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.