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Census Tract · Ranked #61,757 of 84,120 nationally

Panama City Eviction Risk: Lower

Tract 12005000500 · Bay, FL · pop 7,764 · 14% of tract blocks fall in Panama City

Panama City in Bay County is where census tract 12005000500 sits, home to 7,764 residents. Its landlord eviction-risk score is 3.8/10. On the national scale it ranks #76,267 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 29% of renter households, a moderate level, and 2% are severely burdened at 50% or more. Average gross rent is $1,797 monthly, set against $79,111 in average yearly household income, roughly 27% of income at the averages. Renters make up 16% of occupied homes.

Risk score
2.8
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 5% Stable renters 11% Owners 84%
Tract context
Occupied units2,972
Renter share16.1%
SVI overall0.42
Poverty rate5.6%
Median income$79,111

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#12 of 12 tracts In Panama City
Very Low
Within county
38 th percentile
Rank, 38th percentileLowHigh
#31 of 49 tracts In Bay
Low
Within state
34 th percentile
Rank, 34th percentileLowHigh
#3,359 of 5,122 tracts In Florida
Low
National
27 th percentile
Rank, 27th percentileLowHigh
#61,757 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across Panama City and the region

Centroid at 30.1593, -85.4817 · click any tract to drill in

Why Panama City scores 2.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Panama City
3.5
Regional political climate
2024 county presidential margin
2.8
State political climate
Florida legislature & governorship
1.5
Economic stress
5.6% poverty · this tract
1.4
Supply constraint
$1,797 rent vs county FMR
6.2
Rent control risk
Inherited from Panama City
1.0
Eviction process difficulty
State law sets the calendar
1.5
Tenant organizing strength
Inherited from Panama City
2.6
Housing court bias
Inherited from Panama City
2.3

How Panama City compares

Risk score vs. parent city, county, state.
Panama City risk score vs. parent city / county / stateThis tract: 2.82.8This tracttract 000500Panama City: 2.22.2Panama Cityparent cityCounty: 3.33.3Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 42

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 156Total filings over 10 yrs
  • 3.14%Avg annual filing rate
  • 4.3%Peak (2012)
  • 19Filings in 2018 (latest validated)
Filings by year 2008 to 2018
Year-by-year eviction filings in tract 120050005002008: 14 filings (3.85/100 renter HHs)2010: 19 filings (3.21/100 renter HHs)2011: 15 filings (3.22/100 renter HHs)2012: 20 filings (4.29/100 renter HHs)2013: 12 filings (2.58/100 renter HHs)2014: 14 filings (3.00/100 renter HHs)2015: 10 filings (2.15/100 renter HHs)2016: 18 filings (3.14/100 renter HHs)2017: 15 filings (2.61/100 renter HHs)2018: 19 filings (3.31/100 renter HHs)
Filings climbed 36% over the past 10 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Panama City

What moves this score most is supply constraint at 6.2/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Panama City, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Bay County average of 5.0 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.

Princeton's Eviction Lab logged 156 eviction filings here over 10 tracked years, with about 3.1% of renter households facing a filing in a typical year. Filings peaked at 4.3% of renter households in 2012.

The tract is predominantly White and ranks around the 42nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, this is among the easier places to operate: faster process, lighter tenant-protection overhead, and shorter typical cases.

Frequently asked

About tract 12005000500

Q1

What is the eviction-risk score for census tract 12005000500?

Census tract 12005000500 in Panama City scores 2.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12005000500?

Median gross rent is $1,797/month (ACS 5-year 2023, table B25064). 29% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12005000500?

5.6% of residents in tract 12005000500 live below the federal poverty line (ACS B17001, 2023). Population: 7,764.
Q4

How socially vulnerable is tract 12005000500?

CDC Social Vulnerability Index ranks this tract in the 42th percentile nationally. Sub-themes: socioeconomic 40th, household 8th, minority 46th, housing 78th.
Q5

How many evictions are filed each year in tract 12005000500?

Princeton Eviction Lab recorded 156 eviction filings across 10 validated years in tract 12005000500 (2000-2018). The average annual filing rate is 3.14% of renter households, peaking at 4.3% in 2012. Source: Eviction Lab tract-validated 2024 release.
Q6

How does tract 12005000500 compare to Panama City overall?

Tract 12005000500 scores 2.8/10, higher than the parent city of Panama City at 2.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Panama City; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Panama City

Top eight tracts in Panama City ranked by composite eviction-risk score.

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