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Census Tract · Ranked #51,553 of 84,120 nationally

Panama City Eviction Risk: Lower

Tract 12005001900 · Bay, FL · pop 3,499

Census tract 12005001900 sits in Panama City in Bay County, Florida eviction laws, and carries an eviction-risk score of 4.3/10. That is riskier than about 19% of US census tracts.

Rent eats 30% or more of income for 41% of renter households, a severe level, and 16% are severely burdened at 50% or more. Average gross rent is $1,634 monthly, set against $77,141 in average yearly household income, roughly 25% of income at the averages. About 18% of occupied units are renter-occupied.

Risk score
3.4
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7% Stable renters 10% Owners 83%
Tract context
Occupied units1,831
Renter share17.7%
SVI overall0.38
Poverty rate12.8%
Median income$77,141

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
27 th percentile
Rank, 27th percentileLowHigh
#9 of 12 tracts In Panama City
Low
Within county
60 th percentile
Rank, 60th percentileLowHigh
#20 of 49 tracts In Bay
Elevated
Within state
52 th percentile
Rank, 52nd percentileLowHigh
#2,476 of 5,122 tracts In Florida
Moderate
National
39 th percentile
Rank, 39th percentileLowHigh
#51,553 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across Panama City and the region

Centroid at 30.1449, -85.6484 · click any tract to drill in

Why Panama City scores 3.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Panama City
3.5
Regional political climate
2024 county presidential margin
2.8
State political climate
Florida legislature & governorship
1.5
Economic stress
12.8% poverty · this tract
3.2
Supply constraint
$1,634 rent vs county FMR
5.2
Rent control risk
Inherited from Panama City
1.0
Eviction process difficulty
State law sets the calendar
1.5
Tenant organizing strength
Inherited from Panama City
2.6
Housing court bias
Inherited from Panama City
2.3

How Panama City compares

Risk score vs. parent city, county, state.
Panama City risk score vs. parent city / county / stateThis tract: 3.43.4This tracttract 001900Panama City: 2.22.2Panama Cityparent cityCounty: 3.33.3Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 38

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 109Total filings over 10 yrs
  • 1.87%Avg annual filing rate
  • 3.5%Peak (2018)
  • 23Filings in 2018 (latest validated)
Filings by year 2008 to 2018
Year-by-year eviction filings in tract 120050019002008: 6 filings (1.92/100 renter HHs)2010: 8 filings (1.64/100 renter HHs)2011: 15 filings (2.48/100 renter HHs)2012: 7 filings (1.16/100 renter HHs)2013: 14 filings (2.32/100 renter HHs)2014: 11 filings (1.82/100 renter HHs)2015: 6 filings (0.99/100 renter HHs)2016: 15 filings (2.26/100 renter HHs)2017: 4 filings (0.60/100 renter HHs)2018: 23 filings (3.47/100 renter HHs)
Filings climbed 283% over the past 10 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Panama City

The score leans hardest on supply constraint at 5.2/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Panama City, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Bay County average of 5.0 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 38th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

Princeton's Eviction Lab logged 109 eviction filings here over 10 tracked years, with about 1.9% of renter households facing a filing in a typical year. Filings peaked at 3.5% of renter households in 2018.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12005001900

Q1

What is the eviction-risk score for census tract 12005001900?

Census tract 12005001900 in Panama City scores 3.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12005001900?

Median gross rent is $1,634/month (ACS 5-year 2023, table B25064). 41% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12005001900?

12.8% of residents in tract 12005001900 live below the federal poverty line (ACS B17001, 2023). Population: 3,499.
Q4

How socially vulnerable is tract 12005001900?

CDC Social Vulnerability Index ranks this tract in the 38th percentile nationally. Sub-themes: socioeconomic 51th, household 53th, minority 23th, housing 23th.
Q5

How many evictions are filed each year in tract 12005001900?

Princeton Eviction Lab recorded 109 eviction filings across 10 validated years in tract 12005001900 (2000-2018). The average annual filing rate is 1.87% of renter households, peaking at 3.5% in 2018. Source: Eviction Lab tract-validated 2024 release.
Q6

How does tract 12005001900 compare to Panama City overall?

Tract 12005001900 scores 3.4/10, higher than the parent city of Panama City at 2.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Panama City; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Panama City

Top eight tracts in Panama City ranked by composite eviction-risk score.

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