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Census Tract · Ranked #41,206 of 84,120 nationally

Panama City Eviction Risk: Moderate

Tract 12005001700 · Bay, FL · pop 2,608 · 96% of tract blocks fall in Panama City

With a score of 4.5/10, tract 12005001700 in Panama City, FL reads moderate for landlord eviction risk. Severe burden reaches 55%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score
4.5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 30% Stable renters 11% Owners 59%
Tract context
Occupied units1,046
Renter share41.8%
SVI overall0.99
Poverty rate17.2%
Median income$47,945

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
55 th percentile
Rank, 55th percentileLowHigh
#6 of 12 tracts In Panama City
Moderate
Within county
77 th percentile
Rank, 77th percentileLowHigh
#12 of 49 tracts In Bay
High
Within state
68 th percentile
Rank, 68th percentileLowHigh
#1,664 of 5,122 tracts In Florida
Elevated
National
51 th percentile
Rank, 51st percentileLowHigh
#41,206 of 84,120 tracts In U.S.
Moderate
Geographic context

Risk heat across Panama City and the region

Centroid at 30.1632, -85.6330 · click any tract to drill in

Why Panama City scores 4.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Panama City
3.5
Regional political climate
2024 county presidential margin
2.8
State political climate
Florida legislature & governorship
1.5
Economic stress
17.2% poverty · this tract
4.3
Supply constraint
$1,149 rent vs county FMR
2.1
Rent control risk
Inherited from Panama City
1.0
Eviction process difficulty
State law sets the calendar
1.5
Tenant organizing strength
Inherited from Panama City
2.6
Housing court bias
Inherited from Panama City
2.3

How Panama City compares

Risk score vs. parent city, county, state.
Panama City risk score vs. parent city / county / state4.5This tracttract 0017003.4Panama Cityparent city3.8Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 99

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 576Total filings over 10 yrs
  • 10.76%Avg annual filing rate
  • 14.9%Peak (2015)
  • 66Filings in 2018 (latest validated)
Filings by year 2008 to 2018
Year-by-year eviction filings in tract 12005001700
Filings climbed 22% over the past 10 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Panama City

Cost burden runs 73% here against 54.8% across Bay County. The main counterweight is rent-regulation exposure at 1/10. On the softer side, state political climate reads 1.5/10.

Running cool, eviction-process difficulty reads 1.5/10. Court records carry 576 eviction filings across 10 observed years. Average gross rent is $1,149, 13% below the Panama City average.

Adults with no health insurance runs 18.5% against 11.3% nationally. It sits 0.7 points above the Bay County average of 3.8.

The worst year on record was 2015, when 14.9% of renter households were served. In a typical year about 10.8% of renter households face a filing. On the national scale it lands near the 51st percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 9.9/10. Of its three components the household composition measure is the most pressured.

Annual rent works out to 29% of average household income of $47,945.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 12005001700

Q1

What is the eviction-risk score for census tract 12005001700?

Census tract 12005001700 in Panama City scores 4.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12005001700?

Median gross rent is $1,149/month (ACS 5-year 2023, table B25064). 73% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12005001700?

17.2% of residents in tract 12005001700 live below the federal poverty line (ACS B17001, 2023). Population: 2,608.
Q4

How socially vulnerable is tract 12005001700?

CDC Social Vulnerability Index ranks this tract in the 99th percentile nationally. Sub-themes: socioeconomic 98th, household 99th, minority 73th, housing 92th.
Q5

How many evictions are filed each year in tract 12005001700?

Princeton Eviction Lab recorded 576 eviction filings across 10 validated years in tract 12005001700 (2000-2018). The average annual filing rate is 10.76% of renter households, peaking at 14.9% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6

How does tract 12005001700 compare to Panama City overall?

Tract 12005001700 scores 4.5/10, higher than the parent city of Panama City at 3.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Panama City; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Panama City

Top eight tracts in Panama City ranked by composite eviction-risk score.

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