Panama City Eviction Risk: Moderate

The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Panama City, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Bay County average of 5.0 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 84th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

Princeton's Eviction Lab logged 199 eviction filings here over 10 tracked years, with about 3.2% of renter households facing a filing in a typical year. Filings peaked at 4.3% of renter households in 2013.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.