Panama City Eviction Risk: Moderate

The severe-burden share is 27%, and it is the single best predictor in this model of a filing that actually reaches judgment. Annualized rent equals 36% of average household income of $44,312, past the 30% affordability line, which thins the margin any screening standard has to work with.

Running cool, state political climate reads 1.5/10. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Well under the midpoint, eviction-process difficulty reads 1.5/10. Against the Bay County average of 3.8, this tract reads riskier for landlords by 1.0 points.

Adults with no health insurance runs 19.9% against 11.3% nationally. Princeton's Eviction Lab logged 788 filings here across 10 tracked years. The worst year on record was 2014, when 8.5% of renter households were served.

In a typical year about 7.2% of renter households face a filing. Nationally it ranks #35,669 of 84,120 for landlord eviction difficulty.

On the CDC Social Vulnerability Index the tract reads 9.7/10, which tracks how hard a shock lands on the households already here. Of its three components the housing type and transport measure is the most pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.