Census Tract · Ranked #31,159 of 84,120 nationally

Panama City Eviction Risk: Moderate

Tract 12005000302 · Bay, FL · pop 6,883 · 5% of tract blocks fall in Panama City

Census tract 12005000302 runs through Panama City in Bay County. With 6,883 residents, it scores 4.7/10 for landlords. On the national scale it ranks #59,185 of 84,120 for landlord eviction difficulty.

About 60% of renters carry a rent burden of 30% of income or higher, a severe level, and 14% are severely burdened at 50% or more. The typical renter pays about $839 a month while the average household earns $59,634 a year, roughly 17% of income at the averages. Renters make up 25% of occupied homes.

Risk score

4.6

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 15% Stable renters 10% Owners 75%

Tract context

Occupied units2,581

Renter share25.0%

SVI overall0.64

Poverty rate23.0%

Median income$59,634

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Panama City and the region

Centroid at 30.3631, -85.4566 · click any tract to drill in

Why Panama City scores 4.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Panama City

3.5

Regional political climate

2024 county presidential margin

2.8

State political climate

Florida legislature & governorship

1.5

Economic stress

23.0% poverty · this tract

5.7

Supply constraint

$839 rent vs county FMR

1.0

Rent control risk

Inherited from Panama City

1.0

Eviction process difficulty

State law sets the calendar

1.5

Tenant organizing strength

Inherited from Panama City

2.6

Housing court bias

Inherited from Panama City

2.3

How Panama City compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 64

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

63%Socioeconomic
50%Household composition
29%Racial/ethnic minority
75%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Panama City

What moves this score most is economic stress at 5.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Panama City, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Bay County average of 5.0 and in line with the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 64th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12005000302

What is the eviction-risk score for census tract 12005000302?

Census tract 12005000302 in Panama City scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 12005000302?

Median gross rent is $839/month (ACS 5-year 2023, table B25064). 60% of renter households are cost-burdened.

What is the poverty rate in tract 12005000302?

23.0% of residents in tract 12005000302 live below the federal poverty line (ACS B17001, 2023). Population: 6,883.

How socially vulnerable is tract 12005000302?

CDC Social Vulnerability Index ranks this tract in the 64th percentile nationally. Sub-themes: socioeconomic 63th, household 50th, minority 29th, housing 75th.

How does tract 12005000302 compare to Panama City overall?

Tract 12005000302 scores 4.6/10, higher than the parent city of Panama City at 2.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Panama City; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Panama City

Top eight tracts in Panama City ranked by composite eviction-risk score.