Pensacola Village Eviction Risk: Moderate

Annualized rent equals 34% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. The main counterweight is eviction-process difficulty, at 1.5/10. Severe burden reaches 21%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

The poverty rate is 27%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Well under the midpoint is supply constraint, at 2/10.

Cost burden runs 41% against 34.4% citywide, putting Pensacola Village 6.8% over its own city. Court records carry 315 eviction filings across its 5 observed tracts.

Filing activity peaked in 2007 at 10.7% of renter households. At $1,045 a month, rents sit 10% under what the rest of Brent commands. The most recent observed rate, 3.1% in 2010, is well off that peak.

The closest comparables inside the same city are Brent and Norwood. 48% of occupied units are renter-occupied.

Underwrite the address, not the area: with 2.7 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.