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Neighborhood · Pensacola, FL

Summer Lakes Eviction Risk: Lower

1 census tracts · pop 5,819 · pop-weighted Eviction Risk Score 3/10 · range 3–3

Summer Lakes maps to a single census tract in Pensacola, FL and houses 5,819 people. That produces an Eviction Risk Score of 3/10, Lower tier. The clearest offset is rent-regulation exposure, at 1/10.

On the softer side is economic stress, at 1.3/10. Against a Pensacola baseline of 30.7%, 39% of renters here cross the 30%-of-income line.

Running cool is tenant-organizing strength, at 1.5/10. Court records for this tract carry 101 eviction filings. 10% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

At $1,165 a month, rents sit 12% under what the rest of Pensacola commands. Filing activity peaked in 2006 at 5.4% of renter households.

The most recent observed rate, 1.7% in 2010, is well off that peak. That places it #4 of 8 neighborhoods in Pensacola. For a like-for-like read, Seville and Cordova Place score within a fraction of it.

Rent takes 18% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Because the boundary contains one tract, 3/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
3
Lower
1 tracts · population-weighted
Summer Lakes vs Pensacola How this neighborhood stacks against the citywide average
% of income on rent
39.3% +28%
Pensacola: 30.7%
Average gross rent
$1,165 -12%
Pensacola: $1,322
Average HH income
$75,641 +4%
Pensacola: $72,699
Poverty rate
5.3% -57%
Pensacola: 12.4%
Renter share
32.9% -8%
Pensacola: 35.8%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Summer Lakes and the region

Click any tract to drill in · 1 tracts span score 3–3

Why Summer Lakes scores 3

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 1.5–1.5 across tracts
1.5
Regional political climate
County-level mix · 2024 presidential margin · Range 4.2–4.2 across tracts
4.2
Local political climate
Parent city governance · Range 2.5–2.5 across tracts
2.5
Rent control risk
39% of income on rent · Range 1.0–1.0 across tracts
1.0
Eviction process difficulty
State notice requirements & court backlog · Range 2.0–2.0 across tracts
2.0
Tenant organizing strength
33% renter households · Range 1.5–1.5 across tracts
1.5
Housing court bias
County bench composition · Range 2.5–2.5 across tracts
2.5
Economic stress
5.3% below poverty line · Range 1.3–1.3 across tracts
1.3
Supply constraint
Rent-to-FMR gap & zoning friction · Range 2.3–2.3 across tracts
2.3
Risk score comparison

Summer Lakes vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Summer Lakes score vs. parent city, state, U.S.3.0Summer LakesNeighborhood3.2Parent cityhost city3.9Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in Summer Lakes

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
12033001104 3 5,819 39% $1,165
Social Vulnerability Index

CDC SVI percentile: 52

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 58%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 33%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 62%ile
Hispanic + non-white share of population
Housing & transport 46%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab

Court-record eviction history in Summer Lakes

Aggregated across 1 validated constituent tract. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

  • 101Total filings (sum)
  • 3.79%Avg annual filing rate
  • 5.4%Peak year (2006)
  • 1.66%Latest filed (2010)
Frequently asked

About Summer Lakes

Q1

What is the eviction-risk score for Summer Lakes?

Summer Lakes scores 3/10 (Lower tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Summer Lakes compare to Pensacola overall?

Summer Lakes scores 0.2 points lower than Pensacola overall (3.2/10). Renters spend 39% of income on rent vs 31% citywide. Average rent: $1,165 vs $1,322.
Q3

What is the average rent in Summer Lakes?

Average gross rent in Summer Lakes is $1,165/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 39% of renter households are cost-burdened.
Q4

What percentage of Summer Lakes residents are renters?

33% of Summer Lakes households are renter-occupied (vs 36% in Pensacola). The neighborhood has 5,819 residents.
Q5

Is Summer Lakes a high social-vulnerability area?

Summer Lakes sits in the 52nd percentile nationally on the CDC Social Vulnerability Index (moderately vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is Summer Lakes for landlords?

Summer Lakes carries a lower-tier eviction-risk profile for landlords (3/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Pensacola as a whole (3.2/10), this neighborhood is in line with the citywide level.
Q7

What is the demographic breakdown of Summer Lakes?

Summer Lakes has 5,771 residents. Top groups: White (non-Hispanic) (65.4%), Black (non-Hispanic) (15.5%), Other / Multiracial (9.7%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Summer Lakes

Sibling neighborhoods

Other neighborhoods inside Pensacola

Same parent city, ranked by score similarity to Summer Lakes.

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