Clearwater Eviction Risk: Moderate

Severe burden reaches 29%. Those are renters paying half their income or more, and that is where non-payment filings originate. The poverty rate is 38%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Set annual rent against average income of $35,100 and the ratio lands at 39%, above the conventional 30% ceiling. Running cool, rent-regulation exposure reads 1/10. Well under the midpoint, supply constraint reads 1/10.

76% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Average gross rent is $1,143, 31% below the Clearwater average.

Disability prevalence runs 45.9% against 31.5% nationally. Adults with no health insurance runs 23.6% against 11.3% nationally.

59% of renter households cross the 30%-of-income line, above the Pinellas County average of 53.4%. Against the Pinellas County average of 3.8, this tract reads riskier for landlords by 1.0 points. The filing record is not thin: 835 evictions over 18 years of observation.

The worst year on record was 2010, when 14.6% of renter households were served. In a typical year about 10.5% of renter households face a filing. Nationally it ranks #35,669 of 84,120 for landlord eviction difficulty.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.