Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #41,218 of 84,120 nationally
Highland Lakes Eviction Risk: Moderate , Palm Harbor
Tract 12103027331 · Pinellas, FL · pop 3,342 · neighborhood within 0.3 mi
Census tract 12103027331 belongs to the Highland Lakes neighborhood of Palm Harbor, Florida. It is home to 3,342 residents and scores 5.4/10, a moderate reading for landlords. It lands near the 54th percentile nationally for landlord eviction risk.
About 66% of renters carry a rent burden of 30% of income or higher, a severe level, and 60% are severely burdened at 50% or more. Average gross rent is $1,284 monthly, set against $57,344 in average yearly household income, roughly 27% of income at the averages. Renters make up 16% of occupied homes.
Risk score
4.5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 11%
Stable renters 6%
Owners 83%
Tract context
Occupied units1,723
Renter share16.1%
SVI overall0.26
Poverty rate17.4%
Median income$57,344
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
81
th percentile
High
Within state
75
th percentile
Elevated
Geographic context
Risk heat across Palm Harbor and the region
Centroid at 28.0777, -82.7228 · click any tract to drill in
Why Highland Lakes scores 4.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Palm Harbor
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
17.4% poverty · this tract
4.4
Supply constraint
$1,284 rent vs county FMR
1.5
Rent control risk
Inherited from Palm Harbor
8.8
Eviction process difficulty
State law sets the calendar
1.0
Tenant organizing strength
Inherited from Palm Harbor
5.2
Housing court bias
Inherited from Palm Harbor
7.1
How Highland Lakes compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 26
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 38%Socioeconomic
- 57%Household composition
- 21%Racial/ethnic minority
- 13%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 8Total filings 2020-21
- 0.1Avg monthly (observed)
- 0.1Pre-pandemic baseline
- 0.89×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Highland Lakes. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Highland Lakes
The heaviest input here is rent-control risk at 8.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Palm Harbor, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Pinellas County average of 4.8 and above the Florida statewide average of 4.9. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 26th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
During 2020 and 2021, eviction filings here ran at about 0.89x the pre-COVID monthly baseline, a little under the pre-pandemic norm.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12103027331
Q1
What is the eviction-risk score for census tract 12103027331?
Census tract 12103027331 in the Highland Lakes neighborhood scores 4.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12103027331?
Median gross rent is $1,284/month (ACS 5-year 2023, table B25064). 66% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12103027331?
17.4% of residents in tract 12103027331 live below the federal poverty line (ACS B17001, 2023). Population: 3,342.
Q4
How socially vulnerable is tract 12103027331?
CDC Social Vulnerability Index ranks this tract in the 26th percentile nationally. Sub-themes: socioeconomic 38th, household 57th, minority 21th, housing 13th.
Q5
Is tract 12103027331 considered part of Highland Lakes?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103027331 fall within Highland Lakes (neighborhood centroid within 0.3 miles, OSM data).
Q6
Did eviction filings in tract 12103027331 drop during COVID?
Pandemic-era filings ran 0.89× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q7
How does tract 12103027331 compare to Palm Harbor overall?
Tract 12103027331 scores 4.5/10, higher than the parent city of Palm Harbor at 2.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Palm Harbor; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Palm Harbor
Top eight tracts in Palm Harbor ranked by composite eviction-risk score.
Tract · FL
Highland Lakes
4.1
/ 10 · Moderate
Tract · FL
Gleneagles
4
/ 10 · Moderate
Tract · FL
Westlake Village
4
/ 10 · Moderate
Tract · FL
12103027318
3.9
/ 10 · Low
Tract · FL
Gleneagles
3.8
/ 10 · Low
Tract · FL
Highland Lakes
3.7
/ 10 · Low
Tract · FL
Harbor View
3.5
/ 10 · Low
Tract · FL
Highland Lakes
3.5
/ 10 · Low
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