Palm Harbor Eviction Risk: Moderate

32% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The main counterweight is eviction-process difficulty at 1/10.

Sitting well above the midpoint, rent-regulation exposure reads 8.8/10. On the softer side, state political climate reads 1.5/10. The filing record is not thin: 138 evictions over 18 years of observation.

Filings peaked in 2013 at 3.0% of renter households. In a typical year about 2.0% of renter households face a filing. On the national scale it lands near the 42nd percentile of the 84,120 tracts scored.

Only 21% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 7.6/10, which tracks how hard a shock lands on the households already here. Of its three components the housing type and transport measure is the most pressured.

It tracks the Pinellas County average of 3.8 closely.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.