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Neighborhood · Palm Harbor, FL

Highland Lakes Eviction Risk: Lower

6 census tracts · pop 21,442 · pop-weighted Eviction Risk Score 3.9/10 · range 3.4–4.9

Highland Lakes spans 6 census tracts of Palm Harbor, FL, population 21,442. That produces an Eviction Risk Score of 3.9/10, Lower tier. Severe burden reaches 37%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Against a Palm Harbor baseline of 41.1%, 55% of renters here cross the 30%-of-income line. Pulling the other way is eviction-process difficulty, at 1/10.

Sitting well above the midpoint is rent-regulation exposure at 8.7/10. Scores across the 6 constituent tracts range from 3.4 to 4.9. A 1.5-point internal spread means block-level underwriting beats area-level here. Filings are well documented here: 1,453 across 4 observed tracts.

Running cool is economic stress, at 2.8/10. Filing activity peaked in 2006 at 71.3% of renter households. The most recent observed rate, 1.5% in 2017, is well off that peak.

That places it #3 of 6 neighborhoods in Palm Harbor. The closest comparables inside the same city are Gleneagles and Westlake Village. Average gross rent runs $1,815, close to the Palm Harbor average.

Annual rent works out to 31% of average household income of $69,931. 36% of occupied units are renter-occupied.

For a specific building, read the per-tract breakdown below rather than the 3.9 headline, because the internal range is too wide to average safely. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
3.9
Lower
6 tracts · population-weighted
Highland Lakes vs Palm Harbor How this neighborhood stacks against the citywide average
% of income on rent
54.7% +33%
Palm Harbor: 41.1%
Average gross rent
$1,815 +0%
Palm Harbor: $1,806
Average HH income
$69,931 -7%
Palm Harbor: $75,354
Poverty rate
11.2% +8%
Palm Harbor: 10.3%
Renter share
35.5% +60%
Palm Harbor: 22.1%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Highland Lakes and the region

Click any tract to drill in · 6 tracts span score 3.4–4.9

Why Highland Lakes scores 3.9

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 1.5–1.5 across tracts
1.5
Regional political climate
County-level mix · 2024 presidential margin · Range 5.0–5.0 across tracts
5.0
Local political climate
Parent city governance · Range 5.5–5.5 across tracts
5.5
Rent control risk
55% of income on rent · Range 8.3–8.8 across tracts
8.7
Eviction process difficulty
State notice requirements & court backlog · Range 1.0–1.0 across tracts
1.0
Tenant organizing strength
36% renter households · Range 4.1–5.2 across tracts
5.0
Housing court bias
County bench composition · Range 6.2–7.1 across tracts
7.0
Economic stress
11.2% below poverty line · Range 1.7–4.4 across tracts
2.8
Supply constraint
Rent-to-FMR gap & zoning friction · Range 1.5–8.0 across tracts
4.2
Risk score comparison

Highland Lakes vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Highland Lakes score vs. parent city, state, U.S.3.9Highland LakesNeighborhood3.8Parent cityhost city3.9Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Variance across tracts

How uniformly does eviction risk play out in Highland Lakes?

Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.

Score distribution
0246810
Spread of 1.5 points from 3.4 to 4.9. Moderate variation across constituent tracts.
Tracts as heat grid
Each square = one census tract. Color tracks the same green→red ramp as the chloropleth map above.
Census tracts

6 tracts in Highland Lakes

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
12103027331 4.9 3,342 66% $1,284
12103027330 4.4 2,589 79% $2,571
12103027317 3.8 5,129 59% $1,688
12103027316 3.5 3,811 10% $1,488
12103027323 3.5 3,441 59% $1,921
12103027314 3.4 3,130 66% $2,245
Social Vulnerability Index

CDC SVI percentile: 56

Pop-weighted across 6 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 46%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 70%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 29%ile
Hispanic + non-white share of population
Housing & transport 65%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab

Court-record eviction history in Highland Lakes

Aggregated across 4 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

  • 1,453Total filings (sum)
  • 7.72%Avg annual filing rate
  • 71.3%Peak year (2006)
  • 1.73%Latest filed (2017)

Pandemic-era tracking (2020–2021)

  • 242Total filings 2020-21
  • 0.6Avg monthly observed
  • 0.9Pre-pandemic baseline
  • 0.75×Ratio to baseline

Pandemic filings ran below baseline. Tracked under Eviction Lab Eviction Tracking System (Tacoma, WA).

Frequently asked

About Highland Lakes

Q1

What is the eviction-risk score for Highland Lakes?

Highland Lakes scores 3.9/10 (Lower tier) across 6 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Highland Lakes compare to Palm Harbor overall?

Highland Lakes scores 0.1 points higher than Palm Harbor overall (3.8/10). Renters spend 55% of income on rent vs 41% citywide. Average rent: $1,815 vs $1,806.
Q3

What is the average rent in Highland Lakes?

Average gross rent in Highland Lakes is $1,815/month (pop-weighted across 6 census tracts, ACS 5-year 2023). 55% of renter households are cost-burdened.
Q4

What percentage of Highland Lakes residents are renters?

36% of Highland Lakes households are renter-occupied (vs 22% in Palm Harbor). The neighborhood has 21,442 residents.
Q5

Is Highland Lakes a high social-vulnerability area?

Highland Lakes sits in the 56th percentile nationally on the CDC Social Vulnerability Index (moderately vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Highland Lakes have the highest eviction risk?

The highest-risk constituent tract in Highland Lakes is census tract 12103027331 (score 4.9/10). Across the 6 tracts in this neighborhood the score ranges from 3.4 to 4.9, a spread of 1.5 points.
Q7

How safe is Highland Lakes for landlords?

Highland Lakes carries a lower-tier eviction-risk profile for landlords (3.9/10). Pop-weighted across 6 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Palm Harbor as a whole (3.8/10), this neighborhood is in line with the citywide level.
Q8

What is the demographic breakdown of Highland Lakes?

Highland Lakes has 21,080 residents. Top groups: White (non-Hispanic) (80.1%), Hispanic / Latino (11.3%), Black (non-Hispanic) (3.1%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Highland Lakes

Sibling neighborhoods

Other neighborhoods inside Palm Harbor

Same parent city, ranked by score similarity to Highland Lakes.

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