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Neighborhood · Ranked #42,813 of 84,120 nationally

Highland Lakes Eviction Risk: Moderate , Palm Harbor

Tract 12103027330 · Pinellas, FL · pop 2,589 · neighborhood within 0.5 mi

Tract 12103027330 sits in the Highland Lakes area of Palm Harbor, FL, carrying an eviction-risk score of 4.4/10. Population here is 2,589. Severe burden reaches 70%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score
4.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 40% Stable renters 10% Owners 50%
Tract context
Occupied units1,506
Renter share50.0%
SVI overall0.73
Poverty rate11.4%
Median income$51,129

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
80 th percentile
Rank, 80th percentileLowHigh
#2 of 6 tracts In Highland Lakes
High
Within parent city
92 th percentile
Rank, 92nd percentileLowHigh
#2 of 14 tracts In Palm Harbor
Very High
Within county
71 th percentile
Rank, 71st percentileLowHigh
#80 of 273 tracts In Pinellas
Elevated
Within state
65 th percentile
Rank, 65th percentileLowHigh
#1,779 of 5,122 tracts In Florida
Elevated
Geographic context

Risk heat across Palm Harbor and the region

Centroid at 28.0789, -82.7335 · click any tract to drill in

Why Highland Lakes scores 4.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Palm Harbor
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
11.4% poverty · this tract
2.9
Supply constraint
$2,571 rent vs county FMR
8.0
Rent control risk
Inherited from Palm Harbor
8.8
Eviction process difficulty
State law sets the calendar
1.0
Tenant organizing strength
Inherited from Palm Harbor
5.2
Housing court bias
Inherited from Palm Harbor
7.1

How Highland Lakes compares

Risk score vs. parent city, county, state.
Highland Lakes risk score vs. parent city / county / state4.4This tracttract 0273303.8Palm Harborparent city3.9Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 73

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Pandemic-era tracking (2020–2021)

  • 7Total filings 2020-21
  • 0.1Avg monthly (observed)
  • 0.1Pre-pandemic baseline
  • 0.78×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-01-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Highland Lakes. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Highland Lakes

Against Pinellas County at 53.4%, 79% of renters here are cost-burdened. Set annual rent against average income of $51,129 and the ratio lands at 60%, above the conventional 30% ceiling.

At $2,571 a month, rents run 42% over what the rest of Palm Harbor commands. The main counterweight is eviction-process difficulty at 1/10.

Sitting well above the midpoint, rent-regulation exposure reads 8.8/10. The voucher gap is 30.0%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

On the softer side, state political climate reads 1.5/10. Disability prevalence runs 45.6% against 31.5% nationally.

It sits 0.6 points above the Pinellas County average of 3.8. On the national scale it lands near the 49th percentile of the 84,120 tracts scored. Social vulnerability reads 7.5/10 on the CDC index, a measure of exposure to housing and economic shocks.

Of its three components the housing type and transport measure is the most pressured. 50% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 12103027330

Q1

What is the eviction-risk score for census tract 12103027330?

Census tract 12103027330 in the Highland Lakes neighborhood scores 4.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12103027330?

Median gross rent is $2,571/month (ACS 5-year 2023, table B25064). 79% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12103027330?

11.4% of residents in tract 12103027330 live below the federal poverty line (ACS B17001, 2023). Population: 2,589.
Q4

How socially vulnerable is tract 12103027330?

CDC Social Vulnerability Index ranks this tract in the 73th percentile nationally. Sub-themes: socioeconomic 69th, household 66th, minority 20th, housing 83th.
Q5

Is tract 12103027330 considered part of Highland Lakes?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103027330 fall within Highland Lakes (neighborhood centroid within 0.5 miles, OSM data).
Q6

Did eviction filings in tract 12103027330 drop during COVID?

Pandemic-era filings ran 0.78× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q7

How does tract 12103027330 compare to Palm Harbor overall?

Tract 12103027330 scores 4.4/10, higher than the parent city of Palm Harbor at 3.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Palm Harbor; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Palm Harbor

Top eight tracts in Palm Harbor ranked by composite eviction-risk score.

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