Garfield Ridge Eviction Risk: Elevated

What pushes the score up most is tenant-organizing strength at 8/10. Severe burden reaches 20%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. On the softer side is supply constraint, at 2/10.

Well under the midpoint is economic stress, at 2.1/10. Court records carry 597 eviction filings across its 4 observed tracts. At $1,234 a month, rents sit 14% under what the rest of Chicago commands.

Filing activity peaked in 2014 at 10.9% of renter households. The most recent observed rate, 2.0% in 2015, is well off that peak. Among the 187 mapped neighborhoods of Chicago, it ranks #128 by risk, the lower third.

At 18% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out. The closest comparables inside the same city are Lakewood Balmoral Historic District and West Edgewater.

Against average income of $87,580, annual rent is only 17%, a wide affordability cushion. Its 4 tracts score within 0.8 points of one another, so the area figure travels well to individual addresses.

With little internal variation, 6/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.