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Albion, Illinois eviction risk overview
City brief · 2,001 residents

Albion, IL Eviction Risk: MODERATE

Edwards County · Population 2,001

In 2026
Risk score
4.3
MODERATE

74th percentile, Illinois.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.0 Average3.2 Now4.3
5.7 2.0 1976 · score 2.0 1977 · score 2.0 1978 · score 2.0 1979 · score 2.0 1980 · score 2.2 1981 · score 2.2 1982 · score 2.3 1983 · score 2.3 1984 · score 2.3 1985 · score 2.3 1986 · score 2.2 1987 · score 2.2 1988 · score 2.2 1989 · score 2.2 1990 · score 2.3 1991 · score 2.3 1992 · score 2.6 1993 · score 2.6 1994 · score 2.5 1995 · score 2.5 1996 · score 2.7 1997 · score 2.4 1998 · score 2.4 1999 · score 2.5 2000 · score 3.0 2001 · score 3.1 2002 · score 3.2 2003 · score 3.3 2004 · score 3.3 2005 · score 3.2 2006 · score 3.2 2007 · score 3.3 2008 · score 4.1 2009 · score 4.3 2010 · score 4.4 2011 · score 4.5 2012 · score 4.4 2013 · score 4.4 2014 · score 4.2 2015 · score 4.1 2016 · score 4.1 2017 · score 4.1 2018 · score 4.0 2019 · score 4.2 2020 · score 5.6 2021 · score 5.7 2022 · score 4.6 2023 · score 4.3 2024 · score 4.5 2025 · score 4.4 2026 · score 4.3

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 2.4 Regional 2.4 State 5.2 Economic 8.7 Supply 5.2 Rent Control 7.6 Eviction 5.0 Tenant 6.6 Housing 8.2 4.3 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +71.1% (2024)
    2.4
  2. Regional political climate
    County-weighted neighbor mix
    2.4
  3. State political climate
    Illinois legislature & governorship
    5.2
  4. Economic stress
    26.4% poverty · 9.2% unemp.
    8.7
  5. Supply constraint
    $837 average · 30.9% renters
    5.2
  6. Rent Control risk
    33.8% of income on rent
    7.6
  7. Eviction process difficulty
    125 days filing → judgment
    5.0
  8. Tenant organizing strength
    30.9% renters
    6.6
  9. Housing court bias
    County bench composition
    8.2
Geographic context

Risk heat across Albion and the region

Click any city to see its score

How Albion compares

Risk score vs. peers, county, state, and the U.S.
Rank in Edwards County
High
#2 of 6 cities
Rank in county, 80th percentileLowHigh
#2 of 6 cities in Edwards County for landlord eviction risk.
Rank in Illinois
Elevated
#379 of 1,456 cities
Rank in state, 74th percentileLowHigh
#379 of 1,456 cities in Illinois for landlord eviction risk.
vs. county · state · U.S.
Albion risk score vs. county / state / U.S.Albion: 4.34.3AlbionThis cityCounty: 4.14.1Countyavg in countyState: 4.74.7Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 4.3
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 4.3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.3 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 125d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $837/mo. A contested eviction takes 125 days and costs $5,135–$12,239 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 30.9%
    Renters
    The renters

    Who you'll be renting to.

    Out of 2,001 residents, 30.9% rent. 34% are spending 30%+ income on rent, 26.4% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 2.4
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 2.4 and 2.4 (GOP margin +71.1% (2024)). State climate at 5.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 5.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 5.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 5, housing court bias 8.2, rent-control risk 7.6. Standard process speed for the state.

    50-yr trendProcess difficulty +0.0 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 8.7
    Economic stress
    The stress

    Economic pressure is the real risk.

    Economic stress: 8.7. Supply constraint: 5.2. The numbers behind those: 26.4% poverty, 9.2% unemployment, 34% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Albion sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago Aurora, IL · 120d · ~$10.2k all-in ($85/day) · score 4.2 Aurora Naperville, IL · 115d · ~$9.2k all-in ($80/day) · score 4.2 Naperville Joliet, IL · 114d · ~$8.4k all-in ($73/day) · score 4.1 Joliet Rockford, IL · 112d · ~$8.5k all-in ($76/day) · score 4.2 Rockford Elgin, IL · 129d · ~$9.9k all-in ($77/day) · score 4.2 Elgin Springfield, IL · 129d · ~$9.3k all-in ($72/day) · score 4.2 Springfield Peoria, IL · 129d · ~$10.1k all-in ($79/day) · score 4.1 Peoria Champaign, IL · 118d · ~$8.9k all-in ($75/day) · score 4.5 Champaign Waukegan, IL · 116d · ~$9.0k all-in ($78/day) · score 4.4 Waukegan Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Albion
Albion · 125d · ~$8.7k all-in ($69/day) · score 4.3 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Albion, IL

Landlording in Albion, Illinois, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 4.3/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Albion is a city of 2,001 residents where 30.9% of occupied units are renter-occupied, and the typical renter spends 33.8% of income on rent. At an average rent of $837/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Albion eviction process actually works

Eviction process difficulty here reads 5/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Albion closes 125 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Albion's timeline is usually the calendar, not the motion practice. Housing court bias scores 8.2/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Albion runs $5,135 to $12,239 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 125 days of typical timeline and $837/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 6.6/10 in Albion, and the city carries meaningful rent control exposure (7.6/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Illinois, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Albion: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Illinois's statutory language. Fix those four, and most cases settle or default. Skip them, and a $12,239 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Albion

Trap · 7.6/10
The 4.2/10 score weighs nine sub-factors including political climate, court bias, supply constraint, and tenant organizing strength. Albion's rent-control-risk sub-score is 7.6/10, driven by demographic and political pressure for tenant relief.
05FAQ

Frequently asked questions

Q1

What if my tenant pays after the 5-day notice but before I file in court?

If the tenant pays the full amount owed (rent + late fees) within the 5-day notice period, you cannot proceed with an eviction based on that non-payment. The notice is satisfied. If they pay after the 5 days but before you file, you generally can still file the eviction. However, accepting partial payment after the notice period can complicate things, potentially waiving your right to evict for that specific missed rent. Always consult an attorney if a tenant offers partial payment.
Q2

Can I just change the locks if a tenant stops paying rent?

Absolutely not. That's an illegal eviction (self-help eviction) and can lead to serious penalties, including owing the tenant damages, attorney fees, and even reinstatement of their tenancy. You must follow the formal eviction process through the court system to regain possession of your property.
Q3

Does Albion have rent control?

No, Illinois has a statewide ban on rent control. This means landlords in Albion can generally set rent prices and increase them as they see fit, provided they give proper notice for increases on month-to-month tenancies. For more information, refer to our Illinois rent control rules.
Q4

What if the tenant damages my property during the eviction process?

Document all damages with photos and videos immediately after you regain possession. You can deduct the cost of repairs from the security deposit, provided you follow the 30-day itemized statement rule. If damages exceed the deposit, you can sue the tenant in small claims court, but collecting on such a judgment can be difficult.
Q5

Should I always hire an attorney for an eviction in Albion?

For most everyday landlords, hiring an attorney for an eviction in Illinois is highly recommended. The process is complex, and mistakes can be very costly in terms of time and money. While it adds to the upfront cost, an attorney can significantly reduce the risk of delays, legal errors, and unexpected expenses. Especially in a state like Illinois with its specific rules, legal counsel is a wise investment. You can also review the Edwards County eviction guide for local specifics.
06Score

What this score means for landlords2

A 4.3/10 places Albion in the 74th percentile of Illinois cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.