Elgin Historic District Eviction Risk: Lower

The heaviest input here is economic stress at 4.5/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Elgin eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Kane County average of 5.3 and in line with the Illinois statewide average of 5.4. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 26.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 14.7% faced a utility shutoff threat, a common early warning before a filing.

Princeton's Eviction Lab logged 61 eviction filings here over 3 tracked years, with about 3.6% of renter households facing a filing in a typical year. Filings peaked at 5.4% of renter households in 2009.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.