Elgin Historic District Eviction Risk: Moderate

23% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. 71% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

On the softer side, rent-regulation exposure reads 2/10. Against the Kane County average of 4.1, this tract reads riskier for landlords by 1.3 points.

SNAP participation runs 27.0% against 15.2% nationally. Average gross rent is $1,087, 20% below the Elgin average. Adults with no health insurance runs 21.9% against 11.3% nationally.

Princeton's Eviction Lab logged 103 filings here across 3 tracked years. The worst year on record was 2011, when 5.1% of renter households were served.

In a typical year about 4.2% of renter households face a filing. Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.