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Neighborhood · Elgin, IL

Elgin Historic District Eviction Risk: Moderate

7 census tracts · pop 31,969 · pop-weighted Eviction Risk Score 5.1/10 · range 4.6–5.4

Elgin Historic District is a 7-tract neighborhood of Elgin, IL and houses 31,969 people. It carries an Eviction Risk Score of 5.1/10, in the Moderate tier. 45% of renters here are cost-burdened at the 30% threshold, well above the Elgin rate of 29.5%.

28% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The main counterweight is rent-regulation exposure, at 2/10. Well under the midpoint is supply constraint, at 2.2/10.

CDC survey data puts housing insecurity at 24.1% of adults, against 14.2% nationally. Court records carry 465 eviction filings across its 7 observed tracts.

SNAP participation is 25.0% of households versus 15.2% nationally. The worst year on record was 2011, when filings touched 10.3% of renter households.

Average gross rent is $1,255, 8% below the Elgin average of $1,361. Among the 16 mapped neighborhoods of Elgin, it ranks #4 by risk, the upper third.

Judgments average 2.2% of renter households a year, the share of filings that actually convert to an order. Social vulnerability runs high at 8.1/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Against average income of $75,816, annual rent is only 20%, a wide affordability cushion. The 7 tracts here are tightly clustered, 0.8 points apart at the extremes.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
5.1
Moderate
7 tracts · population-weighted
Elgin Historic District vs Elgin How this neighborhood stacks against the citywide average
% of income on rent
45.1% +53%
Elgin: 29.5%
Average gross rent
$1,255 -8%
Elgin: $1,361
Average HH income
$75,816 -14%
Elgin: $88,316
Poverty rate
15.3% +47%
Elgin: 10.4%
Renter share
41.8% +49%
Elgin: 28.1%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Elgin Historic District and the region

Click any tract to drill in · 7 tracts span score 4.6–5.4

Why Elgin Historic District scores 5.1

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 5.2–5.2 across tracts
5.2
Regional political climate
County-level mix · 2024 presidential margin · Range 5.7–5.7 across tracts
5.7
Local political climate
Parent city governance · Range 4.8–4.8 across tracts
4.8
Rent control risk
45% of income on rent · Range 2.0–2.0 across tracts
2.0
Eviction process difficulty
State notice requirements & court backlog · Range 3.5–3.5 across tracts
3.5
Tenant organizing strength
42% renter households · Range 3.5–3.5 across tracts
3.5
Housing court bias
County bench composition · Range 3.5–3.5 across tracts
3.5
Economic stress
15.3% below poverty line · Range 2.5–4.9 across tracts
3.8
Supply constraint
Rent-to-FMR gap & zoning friction · Range 1.0–3.6 across tracts
2.2
Risk score comparison

Elgin Historic District vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Elgin Historic District score vs. parent city, state, U.S.Elgin Historic Dis: 5.15.1Elgin Historic DisNeighborhoodParent city: 4.04.0Parent cityhost cityState: 5.15.1Stateavg in stateU.S.: 5.15.1U.S.national avgU.S. avg = 5.0
Variance across tracts

How uniformly does eviction risk play out in Elgin Historic District?

Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.

Score distribution
0246810
Spread of 0.8 points from 4.6 to 5.4. Tracts are relatively uniform, so conditions feel similar throughout the neighborhood.
Tracts as heat grid
Each square = one census tract. Color tracks the same green→red ramp as the chloropleth map above.
Census tracts

7 tracts in Elgin Historic District

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
17089851400 5.4 6,567 39% $1,287
17089854600 5.4 4,290 47% $1,087
17089851301 5.4 3,648 57% $1,171
17089851302 5.4 3,341 37% $1,518
17089851600 4.9 6,288 38% $995
17089850800 4.6 6,846 57% $1,508
17089851500 4.6 989 29% $1,087
Social Vulnerability Index

CDC SVI percentile: 78

Pop-weighted across 7 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 82%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 75%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 82%ile
Hispanic + non-white share of population
Housing & transport 56%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab

Court-record eviction history in Elgin Historic District

Aggregated across 7 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

  • 465Total filings (sum)
  • 3.35%Avg annual filing rate
  • 10.3%Peak year (2011)
  • 3.31%Latest filed (2011)
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Elgin Historic District

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Elgin Historic District

Q1

What is the eviction-risk score for Elgin Historic District?

Elgin Historic District scores 5.1/10 (Moderate tier) across 7 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Elgin Historic District compare to Elgin overall?

Elgin Historic District scores 1.1 points higher than Elgin overall (4/10). Renters spend 45% of income on rent vs 30% citywide. Average rent: $1,255 vs $1,361.
Q3

What is the average rent in Elgin Historic District?

Average gross rent in Elgin eviction risk Historic District is $1,255/month (pop-weighted across 7 census tracts, ACS 5-year 2023). 45% of renter households are cost-burdened.
Q4

What percentage of Elgin Historic District residents are renters?

42% of Elgin Historic District households are renter-occupied (vs 28% in Elgin). The neighborhood has 31,969 residents.
Q5

Is Elgin Historic District a high social-vulnerability area?

Elgin Historic District sits in the 78th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Elgin Historic District have the highest eviction risk?

The highest-risk constituent tract in Elgin Historic District is census tract 17089851400 (score 5.4/10). Across the 7 tracts in this neighborhood the score ranges from 4.6 to 5.4, a spread of 0.8 points.
Q7

How safe is Elgin Historic District for landlords?

Elgin eviction risk Historic District carries a moderate-tier eviction-risk profile for landlords (5.1/10). Pop-weighted across 7 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Elgin as a whole (4/10), this neighborhood is higher-risk.
Q8

What is the demographic breakdown of Elgin Historic District?

Elgin Historic District has 32,187 residents. Top groups: Hispanic / Latino (69.9%), White (non-Hispanic) (21.8%), Black (non-Hispanic) (3.8%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Elgin Historic District

Sibling neighborhoods

Other neighborhoods inside Elgin

Same parent city, ranked by score similarity to Elgin Historic District.

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