River Run Eviction Risk: Lower , Oswego

Pulling hardest the other way is economic stress at 1/10. Running cool, supply constraint reads 1.1/10.

Cost burden runs 38% here against 47.0% across Kendall County. Running hot, rent-regulation exposure reads 8.2/10. 17% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #54,273 of 84,120 for landlord eviction difficulty. Only 23% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

Social vulnerability reads 3.7/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 12% of average household income of $111,273, an unusually wide affordability cushion.

Statewide the IL average is 5.1, so this tract runs 1.4 points cooler. Of its three components the household composition measure is the least pressured.

Poverty sits at 3%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.