Five Points Eviction Risk: Elevated

The severe-burden share is 28%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. Against a North Chicago baseline of 31.3%, 42% of renters here cross the 30%-of-income line. Scores across the 5 constituent tracts range from 5.5 to 8. A 2.5-point internal spread means block-level underwriting beats area-level here.

Annualized rent equals 33% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. Sitting well above the midpoint is housing-court posture at 7.6/10.

The poverty rate is 19%, which shows up in this model as reduced rent-recovery odds after a judgment. At $1,210 a month, rents sit 15% under what the rest of North Chicago commands. CDC survey data puts housing insecurity at 21.2% of adults, against 14.2% nationally.

Food insecurity affects 27.0% of adults, 9.2 points above the national rate. 57% of occupied units are renter-occupied.

For a specific building, read the per-tract breakdown below rather than the 7.6 headline, because the internal range is too wide to average safely. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.