Beverly Park Eviction Risk: Moderate , Rockford

The score leans hardest on economic stress at 9.7/10. The poverty rate is 39%, which in this model reads as reduced rent-recovery odds after a judgment. Severe burden reaches 25%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Inability to pay a utility bill runs 26.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. 66% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Well under the midpoint, rent-regulation exposure reads 2/10. Cost burden runs about half here against 44.4% across Winnebago County. It sits 1.1 points above the Winnebago County average of 4.3.

On the softer side, tenant-organizing strength reads 3/10. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 70th percentile of the 84,120 tracts scored. Social vulnerability reads 9/10 on the CDC index, a measure of exposure to housing and economic shocks.

Of its three components the household composition measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.