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Census Tract · Ranked #19,562 of 84,120 nationally

Loves Park Eviction Risk: Moderate

Tract 17201000200 · Winnebago County, IL · pop 3,679

In Loves Park, census tract 17201000200 scores $1/10 for eviction risk. It lands near the 75th percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 53% of renter households, a severe level, and 15% are severely burdened at 50% or more. Average gross rent is $940 monthly, set against $45,521 in average yearly household income, roughly 25% of income at the averages. About 43% of occupied units are renter-occupied.

Risk score
5.4
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 23% Stable renters 21% Owners 56%
Tract context
Occupied units1,531
Renter share43.3%
SVI overall0.62
Poverty rate24.6%
Median income$45,521

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 6 tracts In Loves Park
Very High
Within county
71 th percentile
Rank, 71st percentileLowHigh
#24 of 80 tracts In Winnebago County
Elevated
Within state
80 th percentile
Rank, 80th percentileLowHigh
#660 of 3,263 tracts In Illinois
High
National
77 th percentile
Rank, 77th percentileLowHigh
#19,562 of 84,120 tracts In U.S.
High
Geographic context

Risk heat across Loves Park and the region

Centroid at 42.3211, -89.0531 · click any tract to drill in

Why Loves Park scores 5.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Loves Park
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Illinois legislature & governorship
5.2
Economic stress
24.6% poverty · this tract
6.1
Supply constraint
$940 rent vs county FMR
3.0
Rent control risk
Inherited from Loves Park
4.8
Eviction process difficulty
State law sets the calendar
5.3
Tenant organizing strength
Inherited from Loves Park
7.8
Housing court bias
Inherited from Loves Park
5.8

How Loves Park compares

Risk score vs. parent city, county, state.
Loves Park risk score vs. parent city / county / stateThis tract: 5.45.4This tracttract 000200Loves Park: 4.74.7Loves Parkparent cityCounty: 4.34.3Countyavg tract in countyState: 3.83.8Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 62

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Loves Park

What moves this score most is tenant organizing strength at 7.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Loves Park, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Winnebago County average of 5.0 and above the Illinois statewide average of 5.4. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 14.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 9.5% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 62nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 17201000200

Q1

What is the eviction-risk score for census tract 17201000200?

Census tract 17201000200 in Loves Park scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 17201000200?

Median gross rent is $940/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 17201000200?

24.6% of residents in tract 17201000200 live below the federal poverty line (ACS B17001, 2023). Population: 3,679.
Q4

How socially vulnerable is tract 17201000200?

CDC Social Vulnerability Index ranks this tract in the 62th percentile nationally. Sub-themes: socioeconomic 78th, household 25th, minority 46th, housing 58th.
Q5

What share of households in tract 17201000200 struggle to pay rent?

About 14.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6

How does tract 17201000200 compare to Loves Park overall?

Tract 17201000200 scores 5.4/10, higher than the parent city of Loves Park at 4.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Loves Park; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 17201000200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 5% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Loves Park

Top eight tracts in Loves Park ranked by composite eviction-risk score.

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